It's just routine for me to download the monthly statement from every place I have an account. I print it as a pdf and save them to folders on my desktop computer, with backups made to a cd every year.
I, too, have had numerous fraudulent charges on my PenFed Visa card. Probably 10 or 12 in the last 5 or 6 years.
The PenFed fraud squad catches them, calls me at home to check on them, then re-issues me a new card with a new number. It's a hassle, but not a huge one.
The most amazing one happened two years ago. Someone used my card number to buy a first-class airline ticket from Phoenix to Little Rock, then went back a few hours later and somehow (who knows?) managed to get the airline to refund the tickets in cash. Really hard to believe, but that's what the fraud squad person told me.
Incidentally, I also do the print to pdf routine on my brokerage statements as well. It's a great system, and I would never go back to paper statements, as that's just asking for one more potential problem. Mailbox thefts are more common than you would think.
I, too, have had numerous fraudulent charges on my PenFed Visa card. Probably 10 or 12 in the last 5 or 6 years.
The PenFed fraud squad catches them, calls me at home to check on them, then re-issues me a new card with a new number. It's a hassle, but not a huge one.
The most amazing one happened two years ago. Someone used my card number to buy a first-class airline ticket from Phoenix to Little Rock, then went back a few hours later and somehow (who knows?) managed to get the airline to refund the tickets in cash. Really hard to believe, but that's what the fraud squad person told me.
Incidentally, I also do the print to pdf routine on my brokerage statements as well. It's a great system, and I would never go back to paper statements, as that's just asking for one more potential problem. Mailbox thefts are more common than you would think.