What questions should I be asking myself? After taking some time off (perhaps a year), I plan to return to some form of work albeit with a more flexible schedule.
I suspect this forum gets zillions of vague inquiries like this, but I figured I would go to the experts.
The question to ask is how badly do I want out of my job.
Your current income calculates about 115k per year and with only 100k in savings your probably accustomed to spending money without too much thought.
Can you really cut back and make the 45k work?
Also if you plan on returning to work will you be able to make a comperable salary minus the 45k pension.
I would try and work out a leave of absense for a year if possible. This would give you time off and secure a good salary.