SecondCor521
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Hi all,
Currently have about 140 payments left on a 15 year fixed at 4.625% via Pen Fed.
I looked at refinancing to the Pen Fed 10 year fixed at 3.25%, but I have a small enough balance (~$150K) to where the closing costs make it not worth bothering with the paperwork.
Got an offer to do a no-cost refi to a 10 year fixed at 4.25% from USBank today.
I'm interested in a no-fuss, simple mortgage. Pen Fed has been great.
Vantage credit score is 990, old style is good too - around 800 I think.
Application and qualifying shouldn't be a problem. House should appraise for enough to meet their 80% LTV hurdle.
The small increase in payment will probably not be a problem.
I haven't run the numbers yet -- I will, but I'm interested in people's thoughts here.
2Cor521
Currently have about 140 payments left on a 15 year fixed at 4.625% via Pen Fed.
I looked at refinancing to the Pen Fed 10 year fixed at 3.25%, but I have a small enough balance (~$150K) to where the closing costs make it not worth bothering with the paperwork.
Got an offer to do a no-cost refi to a 10 year fixed at 4.25% from USBank today.
I'm interested in a no-fuss, simple mortgage. Pen Fed has been great.
Vantage credit score is 990, old style is good too - around 800 I think.
Application and qualifying shouldn't be a problem. House should appraise for enough to meet their 80% LTV hurdle.
The small increase in payment will probably not be a problem.
I haven't run the numbers yet -- I will, but I'm interested in people's thoughts here.
2Cor521