Blackwoodt
Recycles dryer sheets
I am currently 53, live in Missouri, and find myself 2 years and 14 days away from being able to retire from my company with their retiree health insurance.
If I retire with my employers health insurance it is currently running around $300 per month with a total out of pocket cost of $3000.00 per person. This is currently a company perk, and as with any company perk they can raise rates yearly, or stop it at anytime.
I have applied for insurance through Blue Cross Blue Shield, and the quote for husband, and myself ran $294 per month with a total out of pocket cost of $5000.00 per person, per year.
I make a decent income, but literally have to drag myself into work. After 25 years in this job the fun of the corporate world is long gone.
This girl is ready to retire, I have a little over 2MM in assets and can afford the deductible, my question is should I retire now, or be 'safe' and work for 2 more years for insurance through my employer?
What would you do?
If I retire with my employers health insurance it is currently running around $300 per month with a total out of pocket cost of $3000.00 per person. This is currently a company perk, and as with any company perk they can raise rates yearly, or stop it at anytime.
I have applied for insurance through Blue Cross Blue Shield, and the quote for husband, and myself ran $294 per month with a total out of pocket cost of $5000.00 per person, per year.
I make a decent income, but literally have to drag myself into work. After 25 years in this job the fun of the corporate world is long gone.
This girl is ready to retire, I have a little over 2MM in assets and can afford the deductible, my question is should I retire now, or be 'safe' and work for 2 more years for insurance through my employer?
What would you do?