Luxuries:
-- mostly organic food (DH especially likes organic milk & meat)
-- some expensive food (lots of fresh seafood, occasional tenderloins of pork and beef, berries, mangos, nut oils, supplements)
-- travel (Italy this year, India last year...maybe camping next year due to DD's wedding
)
-- DH's shop tools and seemingly constant software upgrades :
-- cultural events (season tix to symphony, ~20 events at Spoleto Festival, more)
-- plantation garden & museum admission fees/meemberships
-- artwork (OK, I'm done now-)
-- a bigger house than required
-- periodic housekeeper (once every 4-6 weeks to do heavy cleaning)
But:
-- we keep cars for 8-12 years, TV's for 15-20, computers for 6-8 (DH uses for 3-4, then I use), stereo for 20-25
-- DH is very handy so we rarely need outside help
We don't eat out very often...and maybe it will now be less!
=astro, a fine tipper, I swear!