Koolau
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
One of the reasons I keep a relatively low equity position is so that I worry less about the ups and downs of the markets. Yes, that has cost me growth - but it was growth I don't need to make my plan work. What I worry about is big changes as we are seeing now, what with the uncertainty caused by COVID19 - and other stuff. As always, YMMV.