I wrote down my own plan if I were to get laid off. It's numbered with steps I can do in chronological order.
Then I discussed it with my spouse. She has a similar "mental" list. I like to see it written down before my brain is at ease.
I think the second to last item is full sustainability on burritos and ramen only...
and finally...recycle the dryer sheets when sheet hits the fan.
Been there, bought our McMansion after draining cash for downpayment on home and 2 new cars after moving off an island of low-maintenance life...
So now we have 2 car payments we are 3months into and I am 1 month into paying the mortgage. I paid 1 mortgage payment and I lost my good paying job.
Took me 6 or 7months to finally reset. That time I did not have a written plan and I think it snow-balled and delayed my return to the workforce...but some of it is timing and I am super picky when it comes to where I work.
Then I discussed it with my spouse. She has a similar "mental" list. I like to see it written down before my brain is at ease.
I think the second to last item is full sustainability on burritos and ramen only...
and finally...recycle the dryer sheets when sheet hits the fan.
Been there, bought our McMansion after draining cash for downpayment on home and 2 new cars after moving off an island of low-maintenance life...
So now we have 2 car payments we are 3months into and I am 1 month into paying the mortgage. I paid 1 mortgage payment and I lost my good paying job.
Took me 6 or 7months to finally reset. That time I did not have a written plan and I think it snow-balled and delayed my return to the workforce...but some of it is timing and I am super picky when it comes to where I work.