exnavynuke
Thinks s/he gets paid by the post
The last epic crash, I went into it with a boglehead type portfolio, i.e. tilted towards momentum and requiring capital gains for most of the profits. That was a good lesson for me to understand that the modern portfolio theory, 4% withdrawal strategy, etc. is not for me.
Even on bogleheads.org, which I followed since back when it was on morningstar, people were panicking and talking about "plan B's". As a result, I completely lost faith in the boglehead strategy of investing.
This next crash I will have reliable cash flow from companies selling essential services and mostly high credit quality fixed income. I think I will be much more comfortable with this strategy, this time.
I hope the crash hurries up and starts already. I have been planning on ESR at 45, which is three years away. If were going to have another epic crash, which I believe we probably will, then the sooner the better.
Maybe I missed it, but none of the traditional boglehead portfolios I've heard of would be classified as "momentum" portfolios by any metric I've heard of. Broad based, low cost, index fund investments (total market + total bond + total foreign being the most commonly discussed investments style there I've seen).