griffithee
Recycles dryer sheets
I meant to quote HNL Bill on this one ^
We have a number of in-laws who think we are lucky. Their choice was the opposite. Hence in their early sixties they have mortgages, reverse mortgages, consumer debt, and JOBS.
I've got a book with a similar theme, How to Retire the Cheapskate Way, by Jeff Yeager. It's pretty good, especially for a frugal, simple-living guy like me. It gets a little extreme sometimes, but that's okay; I like hearing about options, even if I don't implement them myself.
I am a book lover, but do not want to build more shelves for them. So, library books it is.
If one is not careful one can lead a very boring life by cutting back too far. Just Sayin'
For any other book I use Overdrive from our public library. I didn't want to at first because I prefer turning paper pages but my wife finally convinced me of the convenience of having it on my phone. Now I have a book to read anywhere I go.
I can't imagine reading on a device as tiny as a phone.
But since I spend a lot of time at the beach, I love having my Kindle loaded up with great reading.
From this old post...#124... in 2013
http://www.early-retirement.org/forums/f27/sharing-23-years-of-frugal-retirement-62251-2.html#post1372574
Posting this here, as it's personal, and not either a recommendation or a request for validation... Just a bit more of "FRUGAL".
STUFF WE DON'T SPEND MONEY ON
Life Insurance
New Clothing
Haircuts
If one is not careful one can lead a very boring life by cutting back too far. Just Sayin'
“Cutting back” is denying yourself, LBYM/frugal is reducing spending without reducing quality of life. Two different things. I know some very wealthy folks with everything who are incredibly boring (self absorbed), one does not necessarily follow the other.
Our kitchen is getting shopworn. Getting quotes for refacing instead of complete redo.
I get a big financial thrill from fixing appliances, researching on YouTube and installing the parts.
I'd be interested to know how that turns out. Thinking of the same thing.
We considered it, but decided on a total renovation. I always wanted to build a full set of cabinets and move things around. Almost done...
You can find doors online for $10/sq ft (appx) & paint everything yourself...
I doubt very much whether a light goes on and people start doing these things after retirement.
I suspect many of the people who follow all or part of this advice have done so most of their lives. They buy on value and they shop. For all goods and services.
We have no financial challenges. But we have always shopped on value and on utility. We did not change overnight when we retired early. Doing this was one of the reasons that we were able to retire early and travel.
I WISH it was monorail, and not regular rail. I'm not holding my breath, but maybe we should invest in stock in the companies building the rail, rather that trying to ride it? I'll have to come back to visit Oahu, just to ride it, if/when it comes online!I was really looking forward to the monorail which wasn't to be completed until 2018. I have since heard it wont be ready until 2022 and pushing $9B. My money is on more cost overruns and nothing rolling until 2030.
Yes, if I was a billionaire, I'd have a boat captain, an oboard chef, a divemaster/masseuse, and a dive yacht!If I was a billionaire I'd have someone to drive me. And a maid and a cook.
Splurging on little things is fine, but making a habit of splurging adds up (e.g. I buy a latte at Starbucks a couple times a year, but I wouldn't make a habit of it).
Not sure why I thought it was monorail. Regardless, spending ten days in Kapolei starting next week so looking forward to seeing the progress. Mostly just looking forward to eating a Loco Moco at Anna Millers.I WISH it was monorail, and not regular rail. I'm not holding my breath, but maybe we should invest in stock in the companies building the rail, rather that trying to ride it? I'll have to come back to visit Oahu, just to ride it, if/when it comes online!