As a friend told me you have get things done now because when you turn 70, he said all your doing is patching yourself up. SO GET TO SPENDING MONEY!! I still have hard time doing it.
I used to have a $500 acoustic guitar and it did exactly what I needed it to do. But then I sold it and bought a $1700 guitar. It sounds better, is easier to play, and looks nicer.
The truth is that I didn't need a better guitar. I'm a bass player in my bands and rarely play guitar, it comes out when I'm on the couch or when people are sitting around a campfire. But I decided that if I'm only going to own one guitar then it may as well be a nice one even if it's only played a couple hours a month.
Well, that's just travel. I'm burned out on airlines and visiting paces.
There's a lot of other stuff I do. I play a good bit of golf each week, do my own yard maintenance, walk an average of 10,000 steps per day, up at 6:30 AM every day, etc.
Oh, I'm also the caretaker for my handicapped wife, which is getting harder to do and is another reason why I am "local" all the time.
I'm far from slowing down to an old man's creep!!
Yep, that's a good way to put life after 70+...patching yourself up! (two new hips here, metal in shoulder, left forearm has a pate with screws, a couple of dental implants) LOL!
He said: "You're 60? Enjoy it now. Even if you live to be 90 all you've got is 15 more years...18 tops before you start to slow down, don't want to do what you now like to do, lose interest in other things and so on."
Ok, as someone who has always run from anything timeshare, I’m curious. How does this work?
I have always been frugal. My wife has always been more of a spender. Over 36 years of marriage we have each moved toward the other where now we are less polar opposites. This has allowed us to enjoy life in the moment and still save for the future. Any time I feel my wife is overspending, I remind myself divorce would be much more expensive.
I bought a new Les Paul for $2600 a couple years back. It was perfect and played great. But once I started to learn leads, I hated the fret access and low frets.
So, I went back to the Ibanez RG which I played a bit in the 80's.
$180 for the guitar and $50 for a new pickup and I was set.
I guess the "frugal gods" have it in for me.
The first place to start is read alot at TUGBBS.COM (timeshare user group bulletin board). It describes various systems and how they work. Several of us on this er forum are active members at tugbbs.com.
First advice to a newbie is NOT go to timeshare presentation at the resort no matter how good the offer is. The salespeople are there to sell and make their commission. If you buy, the value of the purchase immediately drops 50% to 95% the moment you walk out the door.
How timesharing works: You buy a week at a resort or points from a trust which holds all resorts within the system. Upon buying, you are then obligated to pay yearly HOA maintenance fees for the upkeep of the place. Do not buy anything until you fully understand your travel needs and which system/brand names/locations work best for your situation. Each system is different, some can do internal trades into other resorts for free, and others have to go through an exchange company like II and RCI to trade into a different location/week. Third party company exchanging can get expensive - membership fees, exchange fees, upgrade or retrade fees.
Finding a timeshare for free or $1 does not always mean it is a good deal. Often it also means that it is going to be difficult to get rid of them when you are done using them. However, there are some good timeshare out there for less than $1K. You need to do your research - best resource is tugbbs.com, before deciding if timeshare is right for you and if so, what you should own.
We have a significant holding in the Marriott (and the Westin/Sheraton) system and did buy from the developer because we wanted the perks that only developer-bought ownership provides, and some of those are beyond simply staying at the timeshare.
Timesharing is not for everyone. The best part of timesharing is that you pay very little each year to stay in large luxurious villas that would have cost you many times more. Many of us no longer tolerate small hotel rooms. With timeshare villas, we get full kitchen, dining room several bedrooms and bathrooms. It is great for families who travel together.
I was just teasing.
I remember you tackling the teardown and rebuild of an Onan genset for the neighbor's RV. I don't think I will try that when I get to your age.
No problem. As long as your internal organs still hold up, that's more important. Kidney failure/dialysis sucks, as what happened with my late father. Or dementia.
The first place to start is read alot at TUGBBS.COM (timeshare user group bulletin board). It describes various systems and how they work. Several of us on this er forum are active members at tugbbs.com.
I like that story of the man with the mindset that old isn't going to be his excuse. I'm thinking of doing my roof also one side at time and one day at a time.Generally speaking, he is probably right. Of course, there are always outliers. When I lived up in the hills in LA, there was a feller across the street from me. At the age of 82, he put a new roof on his house - just him, on his own. He was quite amazing. He owned the house next door too. He had built that house himself, all from found materials. He'd drive around in his pickup truck. Anything that somebody else had put out that looked useful, went in the back of the truck and got reused at some point. In his mid-80's, he was lean, and mentally as sharp as a tack. I moved away, and don't know what happened to him after that, but he was one of the most vital older people I have known. His wife was a high achieving academic, so they were both mentally as well as physically able.
I like that story of the man with the mindset that old isn't going to be his excuse. I'm thinking of doing my roof also one side at time and one day at a time.
My wife says I'm too old and maybe I am, and the thing is I don't want to get hurt if something happened.
I think our minds tell us we can, but our bodies say another thing.
I like that story of the man with the mindset that old isn't going to be his excuse. I'm thinking of doing my roof also one side at time and one day at a time.
My wife says I'm too old and maybe I am, and the thing is I don't want to get hurt if something happened.
I think our minds tell us we can, but our bodies say another thing.
:The young wife chides me for climbing up on the roof. "You're too old for that. You could fall off, land on your head and die," she says. And I always reply, "If I fall off and land on my head, it won't matter whether I'm 62 or 22."
Investment adviser even asking, now that you have all this money, what is your goal? He trying to get us to spend more too.
What's the purpose of the money?
^^ no record paper trail with cash. I like that.