I agree with W2R that cord cutting may be less of a bargain than many think. It all depends on what you want to watch and how you want to watch it. We have Xfinity, with an X1 box/DVR, 4 additional set top boxes, 200mbps speed, HBO (with Peacock), Showtime, everything that’s OTA live in our area, a slew of other channels, and until Dec 31, we had free Norton Security (they are ending that so they can charge us for their own version).
I’ve tried OTA from our home - not great - we live 5 miles from a major airport with planes flying overhead about every 5 minutes. Before cable we would lose signal on most channels as the aircraft passed overhead. The one TV I have with an OTA antenna as an experiment has digital signal dropout when the planes fly by.
With all the fees, internet alone would cost about $90 a month. We get Prime because we like to subsidize Jeff Bezos’ alimony payments. Add HBO and Showtime and we are up to about $130 or more. Add one or two of the services that provide local TV stations and you are at $190, if you are lucky. We pay $210 a month for everything we have. Of course there is a time consuming, aggravating, nasty negotiation every two years, but I’ve found that emailing the CEO always nets a better deal. And, to be clear, I HATE cable companies. But I also HATE car dealerships. But we choose to make life easier for ourselves and spend a few bucks more to get what we want, how we want it. If money was the only issue, then we would pursue other options - and one day we might. But, for now, convenience trumps dollars, especially during COVID times when we can no longer travel.
DW is a big TV fan and has enough trouble with the 4 remotes we use (Xfinity, Samsung, sound bar and Roku). We’ve tried universal remotes and they won’t integrate all the controls, so why bother?
Like I said - it all depends on what you want to watch and what you are willing to pay. A savings of $30 to $40 a month, at least for us, isn’t worth all the switching between apps and keeping track of everything. We did save for retirement and this is one of many things we are willing to pay more for at this point in our lives.
YMMV