nun
Thinks s/he gets paid by the post
- Joined
- Feb 17, 2006
- Messages
- 4,872
I'm fast approaching a time when ER is a reality rather than a distant goal and so I'd like to get some general idea of the financial and living experiences of other ERers in the New England/MA area. Maybe you can critique my financial circumstances, whether your planning has panned out and describe how you spend your time. I think I have this planned out, but actual experiences would be interesting to hear. How has health care worked for you?
I'm single and early in 2014 I will be 52 and be able to retire from w*rk and keep my very low deductible ($250 for a hospital admission) health policy for a monthly premium of $450. I'll have $350k in non-retirement accounts, $650k in deferred retirement accounts, no debt or mortgage and I own a two family home and get 1200/month rent from the downstairs apartment. My AA is 5/45/50 cash/bonds/stock held in low cost index funds and quite a bit of Wellesley. I'm budgeting on $3k/month of expenses. At 66 I'll get $4500/month from a combo of SS and a COLAed pension.
I'm single and early in 2014 I will be 52 and be able to retire from w*rk and keep my very low deductible ($250 for a hospital admission) health policy for a monthly premium of $450. I'll have $350k in non-retirement accounts, $650k in deferred retirement accounts, no debt or mortgage and I own a two family home and get 1200/month rent from the downstairs apartment. My AA is 5/45/50 cash/bonds/stock held in low cost index funds and quite a bit of Wellesley. I'm budgeting on $3k/month of expenses. At 66 I'll get $4500/month from a combo of SS and a COLAed pension.
Last edited: