You got it. Just send me your name, address, bank account # and SS # and I'll set up an automatic transfer.Send it to me if you can't figure it out.
You got it. Just send me your name, address, bank account # and SS # and I'll set up an automatic transfer.Send it to me if you can't figure it out.
Oh please!You got it. Just send me your name, address, bank account # and SS # and I'll set up an automatic transfer.
My grandpappy used to say "forewarned is twice warned". This is very difficult to capture as a poll topic, as W2R warned here
I didn't vote because I don't have a pension and some people do, we do have a second home that's not included while other people don't, we're older than some and younger than others, we have a separate cash account not included in the portfolio, and I don't think there's an inheritance out there but can't say for sure. Besides, the portfolio categories are spread unevenly.
And what do we do with SS?
I don't think she wanted to know how "well set" we are for retirement overall. She clearly asked for exactly what she wanted. Members are free to ignore the poll if they wish.Aida2003 said:While reading a few threads on "Hi, I am..." yesterday, I "met" a few millionaires with great wealth which got me curious. I created a poll to learn the size of ER or seeking ER retirement portfolios.
A better question would be "net worth"
My house is paid for and I do consider it an "asset" as I don't have to pay rent or mortgage and that is a real "income", same as if I had assets paying that dividend.
I don't get this poll. I would prefer a poll like:
- age
- net worth
- pension/social security income
- expenses
That would more relevant.
Be careful or this thread may be closed due to the political connotation.
But the "Little REWahoo" reference is pretty funny, for a Texan.
Another issue with this poll is that people are at different stages of their lives. Some/many are already retired, others are still saving towards retirement.
Some are on the tail end of the age curve, others are young whippersnappers.
CaliKid, if you could create such a poll, I'm all for it. Give it a shot
I'm waiting for the how long is your Johnson poll.
I can understand not including a "potential" inheritance but some us may have major investments in cars, collectables, etc. I know I have "collectables" that I have bought as investments and many (not all) have increased significantly in value. Similar to stocks in my 401k and IRA.
+1, and the same goes for the rest of you that want a different kind of poll. It would be fun to have several competing polls, and we would all learn even more about the difficulties of defining our terms for a poll.
I'm waiting for the how long is your Johnson poll.
If you are selling your paid off house and living in a van down by the river, do you then get to count your house money in your portfolio?
ETA: Not PUBLIC anymore! Posters saying that it's worthless and nothing to gain. This is a voluntary voting. Nobody will know YOUR portfolio and I do not care about YOUR portfolio though a lot of people choose to disclose sometimes. It's an anecdotal survey, I know. Just to get an idea how well y'all doing as compared to the whole population. I wouldn't believe whoever says that we are not curious...
Since you claimed it was to get an idea how we match to the whole population, what is the distribution for the whole population?
Thank you to the OP (or the mods) for making the poll private. However, the question posed is still not clear. Specifically, the requirement to omit an inheritance. I have received two inheritances, and I put them into my investment portfolio. One of them was 11 years ago. I don't know how I can separate out the past value of that inheritance, which was substantial, and calculate the present value of the remainder of my portfolio. Hence, I am not going to answer the question.
Sounds like you want to start your own poll with your own motivations and your own definitions! Feel free to do so. Then YOU will be in charge, and YOU will get to define your terms and motivations. Aida2003's statement seemed clear enough to me, but perhaps you will be clearer in stating your own motivations, for your own poll. I'm waiting.
No, no I don't at all. Where did you get that from? I quoted what the OP said.
One way to approach this could be to ask what % of the portfolio is tax deferred vs taxable. I would guess that for many of us most of the tax deferred savings comes from regular monthly saving over time, while the taxable has a larger component of bonus / stock options / sold my business.In general, I thought people wouldn't take this poll very personal. You all know that Vanguard, Fidelity, Schwab, etc. do data mining and they use real data. Later you read an article saying that people have saved X dollars in 401k and Y dollars in IRA's and then extrapolate for the rest population.
So, my inquiry was how much of your own earned money a person or a couple saved in 401k+IRA+taxable. Of course, some people (successful entrepreneurs) have better chances as they have solo 401k or some 'C' type person got valuable options/stock. So, those will skew results as well as age because older people by definition should have larger balances (if they chose to save maximums). But don't worry I'm not planning to do any data mining as I'm clueless how it's done.
What you quoted was written in plain English, and seems clear enough to me. I'm just saying that those who cannot understand her well stated definitions and motivations, should start their own polls.
Get over there in that long line. It is rare that a poll doesn't get "why didn't you" or "it would have been better had you" laments. Nature of the forum beasties...It was my venture into polling, and not too successful as you can see per the feedback .
Get over there in that long line. It is rare that a poll doesn't get "why didn't you" or "it would have been better had you" laments. Nature of the forum beasties...
How does that saying go? "Everything is bigger in Texas" .
Doing a little Googling, seems studies indicate that finger length ratios (but not the size of the fingers themselves) can provide a better clue. Maybe the next time someone says "I'll give you a palm reading", maybe it is not only the palm getting read. .