Winemaker
Thinks s/he gets paid by the post
I keep anywhere from $200 -$300k in cash in my employer's Stable value plan or CDs in tIRA's, just in case of a market meltdown. The rest is 40/60 fixed income/stocks. Come October, Ill have been retired 10 years, DW 9 years June 2025. We haven't gone to bed hungry yet, the freezers, pantry, wine cellar, basement pantry are full. We have three trips planned already for the year, and will most likely take more, No Viking though, they had their chance and blew it.