Notify Insurance Company of New Roof (Amica)?
This is question is being posed to those that might have Amica for their insurance company.
I just replaced our roof with the 50 year architectural shingles. The old roof was at least 15 years old and just worn out. What I am curious about is what has been your experience in regards to telling the insurance company? I have seen that some people had a reduction in premiums whereas other companies have INCREASED the premium since they considered it a "home improvement" (I don't understand this since I would *think* it's just routine maintenance). When my Dad updated his roof, he got a discount (about $50/year) and this was through Cincinnati Financial.
I am also considering installing a check valve at the sewage outlet so I can delete the "sewage backup" rider I have on the policy. It's gone up quite a bit, so I am thinking the valve would better than the insurance itself...but that's another subject.
Founder and Head Lounger @ The Life of Leisure Institute
Retired in 2014 @ The Ripe Age of 40.