Interested in experience in pre-existing illness.
How picky do the insurance companies get on determining what has happened in the past?
For example, if a person has a knee replacement on the right knee but no problem seen on the left. Then 1 or more years later, the problem might be showing up on the other knee. What happens? Do the insurance companies say oh but you have a weak knee problem and throw it all together? Or do they give you a fair shot, and consider it a new problem? When it comes to a rather new insurance coverage and a major operation it can be a financial big deal, don't you know?
Any experience or comment/thoughts really appreciated,
Steve
PS. Had a little trouble getting this into words so please over look my grammar etc. Thank You !!
How picky do the insurance companies get on determining what has happened in the past?
For example, if a person has a knee replacement on the right knee but no problem seen on the left. Then 1 or more years later, the problem might be showing up on the other knee. What happens? Do the insurance companies say oh but you have a weak knee problem and throw it all together? Or do they give you a fair shot, and consider it a new problem? When it comes to a rather new insurance coverage and a major operation it can be a financial big deal, don't you know?
Any experience or comment/thoughts really appreciated,
Steve
PS. Had a little trouble getting this into words so please over look my grammar etc. Thank You !!