I started using MoneyDance in January 2018. I use it primarily as a computer checkbook, and don't use any of the budgeting or online features (downloading account data and whatnot). Before MoneyDance I was using old school paper check registers. For my simple needs it does the job.
I use "Bank Accounts" for my checking, savings, and CD accounts. I enter transactions manually as they occur. Each month I add a dummy entry for "===== Account Balanced =====" so I know when I balance the account statement.
I also use "Assets" to record our Roths, Traditional IRA, and taxable brokerage account. When I receive my statements each month I add a new transaction with the new statement balance. The assets records don't really serve any purpose other than allowing me to see how each account has changed over time. I could do that just as easy with a text or Word document, but it's nice to have all our finance info in one place.
Overall MoneyDance works for my needs, but it has a lot of quirks.
For one, there's no way to disable the second row of account headers when I'm in my preferred single-line mode. So I always have "Tax Date, Memo, Tags, Rate, etc." at the top of the screen, even though I don't use those fields. Annoying, but I've learned to ignore them.
The printouts and reports leave a lot to be desired. While there are many options available, none of them ever seem to achieve what I want. For example, when exporting a transaction report there's no way to hide the account name. So it repeats down the page for every transaction. There's also no easy way to adjust column sizes so text doesn't get cut off.
Thankfully, I rarely need to print or export a report. About the only time I do is when I close an account (a CD maturing for instance). I'll print/export then edit it as a simple Word document, then delete the account from MoneyDance. Kind of a hassle, but I've only needed to do that twice to get the layout I wanted (a final record of the closed account).
I haven't found a way to add up selected transactions, other than highlighting them and adding them up myself with a calculator.
I also had to go back to version 2019.1 as the new 2019.3 had some weird problems with font displays.
I've never used Quicken, so I can't comment on that.
You may also want to look at "Alzex Personal Finance"
https://www.alzex.com/. I use it to review our income and spending each year. I download transaction data from my various bank web sites saving them as CSV files. Then I import the CSV files into Alzex. I can categorize each transaction and easily see where we are spending money. Otherwise I don't use any of it's budgeting or account management features.
