Let me know when you see them.
We are now at 3 of the 5.15% non-callable CUSIP's on Fido: DSN545355 (2/9/24), DSN544361 (5/14/24), and DSN541508 (5/24/24).
Thats exactly what i am looking for, 5 year non callable
Let me know when you see them.
We are now at 3 of the 5.15% non-callable CUSIP's on Fido: DSN545355 (2/9/24), DSN544361 (5/14/24), and DSN541508 (5/24/24).
Nasa Federal Credit Union updated rates today.
5.5% - 9 months, 5.3% - 15 months, 4.6% - 49 months.
10K minimum on each
https://www.nasafcu.com/personal/ch...ield-certificates/open-high-yield-certificate
NASA FCU emailed us today to offer these rates for 2 NASA CDs we have that mature in a few weeks. Nice customer service
That's great especially when they say new money only.NASA FCU emailed us today to offer these rates for 2 NASA CDs we have that mature in a few weeks. Nice customer service
Holding out for 5%+, 5 years, non-call CD.
That would be something considering the peek a few weeks ago I think was 4.7. I would love to see 5+,
Holding out for 5%+, 5 years, non-call CD.
No. It was a 5 after SVB failed. I picked up at least 2 5y CDs at 5%.That would be something considering the peek a few weeks ago I think was 4.7. I would love to see 5+,
I did too.Mid march Discover CUSIP 2546732U9 went at 5.0% 5-year, non-callable. (I bought the issue on Ameritrade.)
My state tax is almost 5%, so it effectively reduces my 5% CD rate by about .25 percnetage points to 4.75%. But with federal tax, brings it down to about 3.65%. Way behind high inflation we are seeing. Of course, the federal applies to the treasurys also, but now with rates even lower on these 3 to 5 year CDs than I had gotten a while back, it makes it just that much harder to try to keep up with inflation. A losing battle for now. Large amounts of buying power lost over the last few years of high inflation (while CD rates were very low <1%) can never be recouped at this point.Still buying treasuries instead of CDs because the CDs have about an eight% deduction from their rate FOR ME because of state tax not charged on the treasuries.
https://www.clearpathfcu.org/depositrates.html
12 Months 6.00% apy
$5,000 minimum
I tried to search for this one and didnt see anyone have it out there.
Unless you will be exceeding the FDIC limits of $250k per depositor per bank, there is really no need to worry about bank safety at all.Quick question - never bought a CD through my Fidelity account ... I don't track which banks are good for CDs ... ex: is there a simple way to pick safe banks from this 6 month list?
If I understand what you are saying, I have been completely missing how FDIC insurance works on CDs with the brokerages (Fidelity, Schwab, Vanguard, ...). I just assumed the limits would be by brokerage, when in fact it's for the banks that are holding the CDs?Unless you will be exceeding the FDIC limits of $250k per depositor per bank, there is really no need to worry about bank safety at all.
Fidelity's Fixed Income Analysis Tool will show you totals by bank across all your accounts.
.... I just assumed the limits would be by brokerage, when in fact it's for the banks that are holding the CDs?
If I understand what you are saying, I have been completely missing how FDIC insurance works on CDs with the brokerages (Fidelity, Schwab, Vanguard, ...). I just assumed the limits would be by brokerage, when in fact it's for the banks that are holding the CDs?
Picked up secondary market 3 month Goldman CD 7% YTM this morning 38150VGW3. Yes, only 3 months, but, considering new issue 3 month is 5.1%, I won't complain.
Quick question - never bought a CD through my Fidelity account ... I don't track which banks are good for CDs ... ex: is there a simple way to pick safe banks from this 6 month list?