The best song lyrics are often the ones that are short on detail, and can be interpreted in a myriad of different ways, depending on the individual listener. Forum posts are not exactly analogous but, if you want to generate a lot of responses, a tried and tested method is to post a simple statement, with little or no corroborating information.
"I am thinking of getting rid of my credit cards."
"I'm planning on withdrawing 8% every year."
"Health insurance is expensive. I don't get sick, so I'm not buying it."
Perhaps it's just me, but I think it's a little disrespectful to the kind, helpful, and intelligent members of this forum, to post such a simple statement with no background information whatsoever. Why are you thinking of giving up your CC's? Is it that you cannot trust yourself with them? Do you have a distaste for the whole concept? Perhaps your lifestyle is such, that you are already using cash only for all your purchases and have a big enough checking account balance, that you use a debit card for those times when a card is necessary? What is it?
I'm definitely not suggesting that the OP is a troll - just that he/she is a person of few words. I have often found it quite mind-boggling that it's possible to create a very active thread by posting one sentence, with seemingly little effort or thought put into the post.
Time to finish off my first coffee of the morning. Perhaps I'm just being grumpy.