savedapile
Recycles dryer sheets
- Joined
- Dec 9, 2006
- Messages
- 53
In the recent SS spousal thread, I mentioned I had just helped an elderly relative with all the paperwork when they were newly widowed.
I thought I would post what I learned, some of which I did not know and some of which I just ignored.
A list of all your accounts and numbers to contact them should be listed. This in itself can be quite long, with 401k's, IRA's, bank accounts, stocks etc.
where you have loans, mortgages etc.
Your life insurance information, if any.
Titles to cars, deeds to houses, along with the letters banks send you to clear the title when you pay things off.
Marriage certificate to collect SS on spouses earnings.
Updated will
Burial wishes if you have any
a letter specifying if you want any of your kids to have anything specific in your house. ie, family china or jewelry.
either a safe or safety deposit box that someone knows where it is and how to get into it. In my case all my kids know. I don't know if a safety deposit box gets frozen upon death, in the situation I was involved in it did not as the spouses name was on it.
I am sure the military has specific things you need if you are the survivor.
This will make things so much easier for your survivors. Especially if you have spouse with kids at home who will be struggling to deal with emotional issues as well as financial issues.
Also, we went to an attorney specializing in wills to have a will written. I have seen many people use a do it yourself kit, but we felt that saving a few dollars now could result in headaches in the future. I don't know if that is the correct decision but I am comfortable with it.
I thought I would post what I learned, some of which I did not know and some of which I just ignored.
A list of all your accounts and numbers to contact them should be listed. This in itself can be quite long, with 401k's, IRA's, bank accounts, stocks etc.
where you have loans, mortgages etc.
Your life insurance information, if any.
Titles to cars, deeds to houses, along with the letters banks send you to clear the title when you pay things off.
Marriage certificate to collect SS on spouses earnings.
Updated will
Burial wishes if you have any
a letter specifying if you want any of your kids to have anything specific in your house. ie, family china or jewelry.
either a safe or safety deposit box that someone knows where it is and how to get into it. In my case all my kids know. I don't know if a safety deposit box gets frozen upon death, in the situation I was involved in it did not as the spouses name was on it.
I am sure the military has specific things you need if you are the survivor.
This will make things so much easier for your survivors. Especially if you have spouse with kids at home who will be struggling to deal with emotional issues as well as financial issues.
Also, we went to an attorney specializing in wills to have a will written. I have seen many people use a do it yourself kit, but we felt that saving a few dollars now could result in headaches in the future. I don't know if that is the correct decision but I am comfortable with it.