stephenson
Thinks s/he gets paid by the post
- Joined
- Jul 3, 2009
- Messages
- 1,612
Hi All,
My day to ask questions ...
So, I had not looked at opensocialsecurity in a while, and it seems to be telling me something different ... or, maybe not?
I am 69 yo ... OSS asks for PIA amount at full retirement age, but I am past this. So what number goes in the PIA box? Current amount?
My current amount is $4147, my 70 yo amount is $4462 (spouse did not have sufficient earnings for SS):
- 4147 - computes to $85,926 with spousal with PV of $1,408,382
- 4462 - computes to $92,453 with spousal with PV of $1,515,360
Both calcs say - "You file for your retirement benefit to begin (retroactively) as of 1/2023, at age 68 and 10 months.
Your spouse files for his/her spousal benefit to begin (retroactively) as of 1/2023, at age 68 and 8 months."
Is this inaccurate in that I did not use the FRA number (don't have it)?
My day to ask questions ...
So, I had not looked at opensocialsecurity in a while, and it seems to be telling me something different ... or, maybe not?
I am 69 yo ... OSS asks for PIA amount at full retirement age, but I am past this. So what number goes in the PIA box? Current amount?
My current amount is $4147, my 70 yo amount is $4462 (spouse did not have sufficient earnings for SS):
- 4147 - computes to $85,926 with spousal with PV of $1,408,382
- 4462 - computes to $92,453 with spousal with PV of $1,515,360
Both calcs say - "You file for your retirement benefit to begin (retroactively) as of 1/2023, at age 68 and 10 months.
Your spouse files for his/her spousal benefit to begin (retroactively) as of 1/2023, at age 68 and 8 months."
Is this inaccurate in that I did not use the FRA number (don't have it)?