LeavingOhio
Recycles dryer sheets
My plan is to retire at age 60. I can take Social Security beginning at age 62, and I know that you don't HAVE to take SS until much later. My question is, if you are are completely done working at 62 or whatever age you stop working beyond 62, do you have to take SS then? If I wait to take it until 65, I'll get more per year, even if I don't work between 62 and 65, so I need to know if I CAN just live off of my own investments until 65 and then begin to take SS then.