FireAspire
Dryer sheet wannabe
With 25 working days left until I roll out my Johnny Paycheck imitation, I find myself factoring. For instance, in my Excel calculations, I have factors built in for:
2 questions:
- Portolio value - I usually factor my portfolio down by 10%, worrying that the market is overblown
- Social Security - how much will the government steal from me when the time comes ... 20%, 25%,?
- Withdrawal Rate - Firecalc says 3.56% has survived every historical sequence, but what if the future is worse than the past ... and how much worse? Is 3% safe?
2 questions:
- Does anyone else suffer from factor-itis?
- Is there a cure?