Free Credit Reports Mandate From the Government

[ShokWaveRider]

Has anyone actually got these? The Web site never works, I cannot use the 800 number as I am out of the country at the moment. Does it work? All the info is here at this link below.

http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm

Anyone any idea why the web site is unavailable. It has been down for over 2 months.

SWR

 

[Sillysal]

I have gotten mine. Instead of using the link, you can try directly typing in

AnnualCreditReport.com

It was working fine for me.

 

[REWahoo]

Just accessed your referenced website and www.annualcreditreport.com (the actual site to request a free report). Both work for me.

Wonder if your location outside the US has anything to do with it?

REW

 

[uncledrz]

It worked for me too. No problem.

 

[maddythebeagle]

I got mine a few months ago. you must be hitting the wrong site.

 

[LOL!]

I've used the annualcreditreport site without problems also.

Here's trick: Get a free credit report every 4 months -- one from each of the major credit reporting agencies at that site.  If you have a spouse, they can get their own reports, too.  Since it's likely that you have some of the same accounts as your spouse, you can get 6 free reports a year that list those accounts ... one every 2 months if you stagger them.

 

[maddythebeagle]

I used to sign up for one of those credit monitoring services (you can do for free for 30 days) and just cancel.

I dont think that it gives the option to get a report from a specific company. I think based on where you are located?

 

[ER@40]

I can concur, have tried several times over a two week period, get the same error message using Netscape, FireFox or IE. (am overseas at the moment also). Very curious - you get redirected to this link - with the page text below :-

https://www.annualcreditreport.com/notfound.htm :-

"The page cannot be found
The page you are looking for might have been removed, had its name changed, or is temporarily unavailable."

 

[Sillysal]

You can specify which company you want each report from - I just got my Experian and fiance just got his Transunion.

 

[ShokWaveRider]

I can concur, have tried several times over a two week period, get the same error message using Netscape, FireFox or IE. (am overseas at the moment also). Very curious - you get redirected to this link - with the page text below :-

https://www.annualcreditreport.com/notfound.htm :-

"The page cannot be found
The page you are looking for might have been removed, had its name changed, or is temporarily unavailable."

This is what I get also. Can someone post the exact link to the site including the HTM file. It may be because we are out of the USA.

SWR

 

[maddythebeagle]

https://www.annualcreditreport.com/cra/index.jsp

here is my archived bookmark link

 

[geeman]

I'm in MD, have to wait till Sept 1st 2005.

 

[MJ]

I have to wait until 9/1 as well.
I was wondering if it also includes your credit score?

 

[yelnad]

My understanding is that the free ones do not include your credit scores.

 

[cj]

I'm in MD, have to wait till Sept 1st 2005.

Geeman: Maryland is one of the few states that already had free yearly reports.  We've been getting ours free for the past couple of years.

CJ
another Marylander

 

[ShokWaveRider]

Can anyone who has them from this site, please tell us if they include scores.

Thx

 

[KB]

They don't include your FICO score. I believe you have the choice of paying a small fee of around 5 or 6.00 to include it.