Hola amigos,
I am seeking your advice on this dilemma. I had initially expected to retire at age 50 or about 3 more years from my current age. This plan might end up changing due to my COPD (lung problems) which is getting worse. I just had my 2 flare up since October and at this point not sure of what causes. The exposure can be at work or also the cold weather which at this point I had enough. I have ~ 300k and using the IRA rule 72T: I can with draw ~ 9k per year which is enough for my expenses. I also have ~ 30k in Roth IRA that I can tap for any extra cash. My idea is to just spend all the money while I am alive. What will you do if you were in my shoes? Please, I need ideas.
Speedy
I am seeking your advice on this dilemma. I had initially expected to retire at age 50 or about 3 more years from my current age. This plan might end up changing due to my COPD (lung problems) which is getting worse. I just had my 2 flare up since October and at this point not sure of what causes. The exposure can be at work or also the cold weather which at this point I had enough. I have ~ 300k and using the IRA rule 72T: I can with draw ~ 9k per year which is enough for my expenses. I also have ~ 30k in Roth IRA that I can tap for any extra cash. My idea is to just spend all the money while I am alive. What will you do if you were in my shoes? Please, I need ideas.
Speedy