aggie76
Recycles dryer sheets
One of the nice perks about being retired and in good financial shape is being able to stop the insane worship and the chase of a credit score. All of our credit files are frozen ( permanently if possible) , we are at the point where we only pay cash for cars, can't see any need for any new mortgage . Our next move will be to the old folks home. Without any foreseeable need for any new credit I just cant see the need to even care about the magic number.
I recently had the usual stealth bogus medical charge , less than $1000, over a fully covered procedure from TWO years ago that some debt collector called me about. Of course I told them to stuff it where the sun doesn't shine , prove it ( which they claimed they didn't have to !!) etc... When it got to the threats about reporting me to the credit nazis I simply said I couldn't care less. It felt so good. Why should I care ?
Am I missing something ? What use is a credit score for someone who is done playing the credit game ? I know a few guys who have NO credit score , kinda like Dave Ramsey, and it hasn't really caused them any grief. They pay cash.
Any opinions or advise ?
I recently had the usual stealth bogus medical charge , less than $1000, over a fully covered procedure from TWO years ago that some debt collector called me about. Of course I told them to stuff it where the sun doesn't shine , prove it ( which they claimed they didn't have to !!) etc... When it got to the threats about reporting me to the credit nazis I simply said I couldn't care less. It felt so good. Why should I care ?
Am I missing something ? What use is a credit score for someone who is done playing the credit game ? I know a few guys who have NO credit score , kinda like Dave Ramsey, and it hasn't really caused them any grief. They pay cash.
Any opinions or advise ?