Out of Steam
Thinks s/he gets paid by the post
- Joined
- Mar 14, 2017
- Messages
- 1,666
I have chosen Christmas Day 2019 for me!
I'm using a planning date just before Thanksgiving 2019.
Plans are coming together well right now.
I have chosen Christmas Day 2019 for me!
I’m really torn between March 1 and Sept 1. If I wait those 6 months, I’ll have another $90,000 vested. It doesn’t change my lifestyle one bit, but it would be really nice to donate it to charity.
Well I announced last week that I was retiring this coming March. Let’s just say the company turned on me! My Area VP asked if I would consider retiring early or would I consider going part time because they are going to move forward in filling my position! I said no thanks. Now we see what will happen. I’m ready to contact an attorney.
There is a large diversity of folks here. But many are/were computer programmers, engineers, teachers and doctors. Thes folks are meticulous, generally speaking, in their retirement planning and research. Most are moderately to very conservative in their assumptions, and they include adequate buffers in their plans (check out threads with OMY, or one more year syndrome). Most advocate a 3-3.5% withdrawal rate, instead of 4%.Everyone seems to have so much more money (guaranteed even like pensions!) than me, so I'm second guessing myself now.
Curt, how old are you? And congratulations!
Sorry Curt. You are not allowed to retire. Read the rules. You are 15 years younger than me, therefore you need to wait.......lol. Congratulations
haha! I'm just getting my place ready for you all to visit!
I hope $800k is enough to fund my future at 4% withdrawal rate until SS hits in 22 years.
Well, I’m sitting on $1,780,000 and hanging it up in March. I’ll have 12 months to withdraw and still nervous! Yeah, I need help...mental help.
Original plan was 2018, but pushed back (OMY, I know...)
Because of [boring math here] I think 12/1/2019 is the best time. Because of [more boring math] I can go part time next year with no effect on my final pension. So I plan to scale back to 3 days/week for 2019, and say farewell before Christmas.
I think it'll be nice to go on Christmas break -- forever.
I'm using a planning date just before Thanksgiving 2019.
Plans are coming together well right now.
I’m really torn between March 1 and Sept 1. If I wait those 6 months, I’ll have another $90,000 vested. It doesn’t change my lifestyle one bit, but it would be really nice to donate it to charity.
With some serious workplace changes in store for 2019, I'm now about 90% sure to request early retirement for late spring. Feel like I've been through five years of constant churn, and don't see the point of going through another round of it.
Need to settle my spouse down a little bit, but she accepts that I'm probably going to do it.