Years ago while working in the bowels of mother earth in 1992, a coworker spoke to me about his daughter, who had just been hired as a corporate attorney for a national megacorp. She and her fellow new hires, were given 100 years of labor contracts for various labor unions, volumes of labor and ERISA laws. Their task, he said, was to find a legal way to terminate pensions and/or healthcare for their employees, because they said at the time, that the megacorp could not survive if it had to pay what was promised. That corporation has survived but is a fraction of its earlier size.
At that point, I realized if I was ever going to retire healthy and happy, that it would be up to DW and myself to achieve that goal. It was hard to swallow that "everyone was out to get us" but we truly believed it. So we stepped up our quest to amass assets, and accumulate we did. When it was announced that retirees would not receive healthcare benefits at my megacorp, we took it in stride. When the contractual language for DW's healthcare was parsed to exclude us, we took it in stride.
Call it crazy but we were/are ready. And we really didn't sacrifice that much to get here.
There may be other shoes to drop or kick us in the a$$ but we'll take it in stride, there is 99% more folks worse off than us. We have been truly blessed. And loco crazy.