Medicare Choices

[wmc1000]

I have found that one of the best websites to see a comparison of companies plans and pricing for supplements is https://www.bestmedicaresupplement.com/ - you don't have to give then any info to except zipcode, age sex and whether you smoke to see the price quotes from a large group of companies.

As far as Plan F vs Plan G the cost savings for Plan G was greater than the $183 deductible we each have to cover. In our case with just an annual doctor visit we don't come close to paying the deductible of $183 so our savings are even greater than they would be if we maxed out the deductible.

Additionally DW and I have had a great comfort level using the folks at https://www.boomerbenfits.com to sign up for both our Medicare supplement plan and Part D prescription coverages. They reviewed all of the Part D plans available to us and walked us through the differences and limits ie, quantity limits step therapy, etc. They will also do an annual review of the Part D plans as part of their customer service!

 

[kaneohe]

I have found that one of the best websites to see a comparison of companies plans and pricing for supplements is https://www.bestmedicaresupplement.com/ - you don't have to give then any info to except zipcode, age sex and whether you smoke to see the price quotes from a large group of companies.

.....................................

sounds good but I can't get the quotes....fill in that info and click the button
and get a page w/ different letter plans listed but I can't click on anything that
leads anywhere. What am I doing wrong?

 

[wmc1000]

There should not be anything further to click on. That page shows the mo. cost of the plans by company based on the supplement letter at the top for comparison purposes. What info are you looking for other than price? All plans of the same letter, ie, F, G etc are the same other than company and price.

 

[Another Reader]

There should not be anything further to click on. That page shows the mo. cost of the plans by company based on the supplement letter at the top for comparison purposes. What info are you looking for other than price? All plans of the same letter, ie, F, G etc are the same other than company and price.

No prices shown on the page when I tried it either.

 

[REWahoo]

Worked fine for me. I ran several ages to see how the prices change by age for my Medigap insurer (BC/BS). Unfortunately for me, I appear to have selected one of the more expensive providers.

 

[wmc1000]

I just went to the site https://www.bestmedicaresupplement.com/ and entered my zipcode, my age and clicked on get rates - a selection of approximately 40 companies with their rates are shown.

 

[MichaelB]

Worked fine for me as well. Here’s a screenshot
.

 

[ShokWaveRider]

Thanks WMC1000 That is great info and a good easy website.

 

[Another Reader]

I wonder if running an ad blocker is interfering with loading results.

 

[REWahoo]

I'm running an ad blocker on Chrome and not having any issues.

 

[REWahoo]

Not sure whether to post this here or on the "What did you do today?" thread...

I mentioned in an earlier post that after checking out the Medigap policy prices on https://www.bestmedicaresupplement.com/ (thanks wmc1000) I discovered our Medigap provider (BC/BS) was priced substantially higher than many of their competitors. DW and I both have Plan F-HD, and I've seen a lot of conjecture about the potential for higher future rate increases after the plan is closed to new applicants in 2020. I had been thinking about looking at alternative plans but let inertia have the upper hand until learning our current rates were almost 50% higher than some other insurers. That got me motivated!

Looks like we have a very good chance to make it through underwriting to change to another plan, and I had always thought Plan G would be our best option. But after some additional research and assistance from the folks at https://boomerbenefits.com/ (another thanks wmc1000), we ended up applying for Plan N. The cost/benefit ratio of N fits our needs better than the higher costs/higher benefits of Plan G.

So now we wait to hear from our applications, hopefully early next week.

 

[MichaelB]

Not sure whether to post this here or on the "What did you do today?" thread...

I mentioned in an earlier post that after checking out the Medigap policy prices on https://www.bestmedicaresupplement.com/ (thanks wmc1000) I discovered our Medigap provider (BC/BS) was priced substantially higher than many of their competitors. DW and I both have Plan F-HD, and I've seen a lot of conjecture about the potential for higher future rate increases after the plan is closed to new applicants in 2020. I had been thinking about looking at alternative plans but let inertia have the upper hand until learning our current rates were almost 50% higher than some other insurers. That got me motivated!

Looks like we have a very good chance to make it through underwriting to change to another plan, and I had always thought Plan G would be our best option. But after some additional research and assistance from the folks at https://boomerbenefits.com/ (another thanks wmc1000), we ended up applying for Plan N. The cost/benefit ratio of N fits our needs better than the higher costs/higher benefits of Plan G.

So now we wait to hear from our applications, hopefully early next week.

Interesting. Without getting into details, did they require much health info?

 

[REWahoo]

Without getting into details, did they require much health info?

Yes, the phone application asked 30 or so questions about medical history plus required a detailed list of prescription drugs you take. We were also told to expect a call directly from the underwriters on Monday.

 

[kaneohe]

I wonder if running an ad blocker is interfering with loading results.

I am using Chrome. Don't really know if I have an ad blocker or not but based on the number of ads I have, it would be hard to believe I have one. I'm one of the ones not able to get it work. No numbers listed for quotes.

 

[REWahoo]

I am using Chrome.

Have you tried the site using another browser?

 

[MBSC]

I'm one of the ones not able to get it work. No numbers listed for quotes.

The broker running that site may not be licensed to sell in your market.

The quote engine is from NAAIP, a marketing organization that customizes quote engines for brokers.

"NAAIP offers a wide range of tools to help you increase your sales. We offer Quotes Engines, E-Apps, Direct Mailers, Consumer Data, Dialers and Live Transfer Leads, etc."
Source: https://www.naaip.org/medicare-supplement

 

[kaneohe]

Have you tried the site using another browser?

just tried Safari on the Mac. same result.

 

[REWahoo]

What happens if you enter 78250?

 

[kaneohe]

What happens if you enter 78250?

and the winner is...............!!!!!! works w/ Chrome, but but I don't live there...

 

[REWahoo]

You and T-Al seem to live in the Medigap Black Hole area of the US...

 

[kaneohe]

You and T-Al seem to live in the Medigap Black Hole area of the US...

but the black hole seems to be that private company's . Medicare.gov lists Medigaps including AARP which I have.

 

[kaneohe]

Okay, my zip is 95570 (Trinidad, CA), but when I put in 95501 (McKinleyville), there are some to choose from.

Medigap Policy A, Medigap Policy B, etc. Are those standard policy types? That is, do all Policy Bs have the same benefits, etc??

Are independent agents a good idea, or should I view them as I do financial planners?

Thanks, guys.

I stuck in 95570 in the medicare.gov site and got stuff.......31 companies offer Plan F.......doubt that this link is specific to that zip but try anyway
https://www.medicare.gov/find-a-pla...edigap-companies-offering-policy.aspx?ref=det

 

[kaneohe]

which came from this page which shows the zip
https://www.medicare.gov/find-a-plan/results/medigapresults/medigap-view-all-policies.aspx

The following Medigap Policies are available in ZIP Code 95570: you will find this at the top of the table.

 

[audreyh1]

Not sure whether to post this here or on the "What did you do today?" thread...

I mentioned in an earlier post that after checking out the Medigap policy prices on https://www.bestmedicaresupplement.com/ (thanks wmc1000) I discovered our Medigap provider (BC/BS) was priced substantially higher than many of their competitors. DW and I both have Plan F-HD, and I've seen a lot of conjecture about the potential for higher future rate increases after the plan is closed to new applicants in 2020. I had been thinking about looking at alternative plans but let inertia have the upper hand until learning our current rates were almost 50% higher than some other insurers. That got me motivated!

Looks like we have a very good chance to make it through underwriting to change to another plan, and I had always thought Plan G would be our best option. But after some additional research and assistance from the folks at https://boomerbenefits.com/ (another thanks wmc1000), we ended up applying for Plan N. The cost/benefit ratio of N fits our needs better than the higher costs/higher benefits of Plan G.

So now we wait to hear from our applications, hopefully early next week.

According to that https://www.bestmedicaresupplement.com/ website, Plan G provides no international medical coverage whereas Plan F does. I thought Plan G was simply Plan F with a small deductible, but apparently there are other potentially significant differences.

 

[Another Reader]

You and T-Al seem to live in the Medigap Black Hole area of the US...

#metoo...