SecondCor521
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Do you seen an effect on your credit rating?
I have four cards: two of which I routinely carry, a third with a credit limit I'll never qualify for again, and a fourth that used to be shared with my daughter before she was old enough to get her own.
Spouse has one credit card, and her credit score routinely comes in 20-30 points higher than mine.
I'm planning to get rid of the fourth card and I may even get rid of the third card. I figure a primary and a back up is "good enough". Anything beyond that may just be inviting trouble.
I have 27 credit cards and my CreditKarma score is hovering around 780. From looking at their data, that is more due to the young average age of accounts rather than the large number of accounts.
My then-wife's score was always higher than mine as well, which I thought was strange since I was the breadwinner and she was a SAHM. Whatever.
I do plan to get rid of several of the smaller lines that are no longer useful.
2Cor521