Birdie Num Nums
Thinks s/he gets paid by the post
Since I ER'd last year I have....well, changed virtually none of my spending habits.
I have always been rather frugal since I was very young--when I first got money by a monthly allowance, mowing and weeding lawns, and delivering early morning newspapers. I always kept my expenses low, and saved, saved, saved. Over these many years I have not felt deprived by not purchasing things I don't really need or want.
But I do continue to splurge for stuff that I personally enjoy.
The only significant difference, now that I am ER'd, is that I have to figure in individual health insurance as an expense. But that's about it.
I have always been rather frugal since I was very young--when I first got money by a monthly allowance, mowing and weeding lawns, and delivering early morning newspapers. I always kept my expenses low, and saved, saved, saved. Over these many years I have not felt deprived by not purchasing things I don't really need or want.
But I do continue to splurge for stuff that I personally enjoy.
The only significant difference, now that I am ER'd, is that I have to figure in individual health insurance as an expense. But that's about it.
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