Moving to New York state for the community rating is on my list of options should the need arise. Healthy persons also have the option of moving to Tennessee. TN continues to allow the sale of low cost underwritten major medical plans through the Farm Bureau. It should be noted that the probability of TN DOI changing FB's designation from "rural health organization" to "health insurance company" is higher than NY changing from community rating.Individual
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Catastrophic: $158-$193
Bronze: $320-$370
60 yr old Individual in Knoxville:
$2500 deductible/$3750 MOOP (HSA eligible): $210/month
$5000 deductible/$10,000 MOOP: $150/month
Farm Bureau Health Plans