So you have set your RE budget, thought through all your RE expenses. How are you managing your larger non-reoccurring contingency/capital/other expenses (i.e. new roof, cars)? Are you plugging in an X % contingency line item or a set $$ amount that is swept into a cash holding account every month which you pull from for these expenses, or do you just wing it and pull out the extra needed dough when the events occur? I suppose the obvious answer is if you know for sure you need that new roof in year 3, you allocate accordingly. However, I can also see if maybe that roof could wait until year 4 or 5, you might make a decision to do some of these bigger 1 time pops when the market spikes up and you have more shillings in your bucket.