July 2020
+0.22% Total Portfolio Value YTD Change (50/45/5 target)
Benchmark Performance YTD
+2.45% American Funds American Balanced (50/50) Class R-6 RLBGX
That's not a 50/50 benchmark, strictly speaking. Equities can be anywhere from 50 to 75% and they're currently holding a little more than 55%.
And what do you recommend?
Don't have one, that's why I asked earlier. Looking for a 50/50 index fund which I don't think exists, oddly enough.
Early on I included other benchmarks (like 60/40 and 40/60, or W&W), and skipped that, including only RLBGX since it is one of the few index funds that has a target of 50/50. Yes, it can go further as stated in the prospectus. But I did not see that happen in 5 years of actually investing in the fund and following it.Why not use the average of a 60/40 fund and a 40/60 fund?
Jan-20 | -0.16% |
Feb-20 | -4.20% |
Mar-20 | -8.18% |
Apr-20 | 6.26% |
May-20 | 2.90% |
Jun-20 | 1.34% |
Jul-20 | 2.26% |
Aug-20 | 1.40% |
YTD | 1.63% |