2020 Investment Performance Thread

[Time2]

I was lucky enough to rebalance on March 20th into an additional 100K of stocks per my IPS and that definitely boosted returns. I just rebalanced back to fixed income with 60K just before Thanksgiving.

I sold a chunk about a month before that and bought back two days before or after the bottom, (don't remember, to lazy to look it up) would have been great, except I also had some REITs that I lost bucket load on, one or two may even go bankrupt.

 

[jollystomper]

Through the end of November my investments are up 6% for the year. I am happy with that.

 

[kgtest]

^^^Wild ride, kgtest!

Okay you made me look, might be the only guy that tries to record the GL close of every business...I miss some and this also includes our contributions...but look at the "wild ride" we had. I'm surprised I didn't get an ulcer...the end result was very favorable though. Crazy I'm still about 7% behind the overvalued Nasdaq I will never forget the 3 "triggers" where I lost like 7, 8 and 10%+ in each day over about a weeks time. I think I was down almost 30% at one time during pandemic earlydays.

 

[gcgang]

11.40% ytd 11/30/20.

60% Equity, 20% FI, 10%Cash, 10% Alts.

 

[timbervest]

up 11.92% YTD through today (liquid assets only).

 

[jimbee]

Okay you made me look, might be the only guy that tries to record the GL close of every business...I miss some and this also includes our contributions...but look at the "wild ride" we had. I'm surprised I didn't get an ulcer...the end result was very favorable though. Crazy I'm still about 7% behind the overvalued Nasdaq I will never forget the 3 "triggers" where I lost like 7, 8 and 10%+ in each day over about a weeks time. I think I was down almost 30% at one time during pandemic earlydays.
View attachment 36897

That's definitely some rollercoaster action.
This part of your sig may be a factor -> "AA (Stock/Bond/Cash ): 97.5/0/2.5%"

 

[RobbieB]

Up 13.8% YTD as of 11-30-20

 

[neihn]

I dialed back back 50/50 to 25/75 stock bond in April when dow went back up to 24k - I am about to break even now for the year.

Now I need a plan to get back to 40/60 or 45/60. Perhaps, 1% or 2% stock every month.

 

[MRG]

My self managed money that I actively pay attention to in a 50/50 mix is up 11.47% YTD. A small portion of this is in my Roth it's up 30.49% YTD and 17.67% over the last 10 years!

 

[jollystomper]

Through 12/17 investments up 7% YTD.

Just for nerd grins I looked at the S&P 500 numbers over the last 50 years (just picked 50 as a nice round number) to compare the 12/17 close (or nearest preceding market close if it feel on a weekend) with the year-end 12/31 (or nearest proceeding market close if it fell on a weekend) number. The average gain over that period was 1.19%, median 1.18%. 37 out of the 50 years saw a gain. The worst fall was -2.57%. So odds are in favor for flat or a little more gain before the end of the year. However, I'm not a betting person.

 

[RobLJ]

We're also up a little over 7% (40% stock allocation, 33% bonds, 27% cash).

I've been pulling 6-7% out of my 403b and 10% in 2021 and, barring a Santa crash, my account is above where it was 4 years ago.

I can pull from DW's accounts in 2022, so I was primarily worried about SOR risk for this year and the last 4 years; only 3.5 years to full SS age now (when the WR will go down to 3-3.5%).

Better to be lucky than good.

 

[targatom2019]

I am up 13x my yearly expenses YTD.... what a year !!!!

 

[NanoSour]

I am up 13x my yearly expenses YTD.... what a year !!!!

Good Lord!

 

[The Cosmic Avenger]

Wow, up about 28.6% on the year...although we're not retired yet, and by my calculations about 5% of the increase was from contributions, so performance alone is about 27% for the year.

 

[Andre1969]

As of this morning, my return for the year was up around 12.89%. And, I'm also sitting on a new net worth threshold...$2.2M in investible assets. I was at $2,202,336 before the market opened, and with the way things are trending, it's possible I could end the year slightly below $2.2M.

In the overall scheme of things, it means nothing...$2.19M is still a lot of money, even if $2.2XM sounds better! It's just a mental hurdle, really. Still, it would be a nice way to end 2020!

It's amazing what a wild ride 2020 has been, though! I started with $1.956M, bottomed at $1.362M on 3/23, and peaked at $2.207M on 12/28. It's wild to think that I've had an ~$845K swing in value, just in the course of a year!

 

[Happyras]

I guess we fall into the 9% camp. Prior to the big fall we were beating the market return by 1 to 3%, with 75 to 90% equities then after a quick study of risk, history, and sound advice we changed our allocations in April closer to 45-50% equities, 20% preferred stocks, and 30% short term cash equivalents and REITS. Right now we are about 60% stock equities. I feel pretty good about the net returns for the appropriate risk at our ages. We will gradually change our allocation to equities as valuations normalize and the Feds take away the crutches, but for now this positive return is pretty good.

 

[dm]

Up around 8% for the year in the retirement accounts. Around 50% stocks. Been ER for 13 years now, this has been a good year. We sold our plane, but bought a new house and boat.

After 13 years our net worth is quite a bit higher than it was at the beginning of 2007. I was a little conserned at the beginning, but we weathered the storm of the Great Recession and things look good now. Except COVID 19 of coarse.

 

[tenant13]

I had to check it twice but I'm up 37% this year - and that's with selling a bunch of equities at a loss (I wanted a capital loss for the future).

This is due to Apple performing as it did and my exposure to bitcoin. But I also bought some stuff when everything was on sale. Mistakes made? Sure, I sold half of my Apple stock at pre-split 325 and then spend that money on treasuries. It was supposed to let me sleep better... lol.

 

[CyclingInvestor]

Final 2020 IRR +32.4% on 100/0/0 allocation. Biggest holdings BEP, BIP.

 

[stepford]

Final 2020 IRR +32.4% on 100/0/0 allocation. Biggest holdings BEP, BIP.

Be happy, you almost quadrupled the returns on my sad 50/50 portfolio. Since you also significantly beat the S&P500 are most of your investments in individual equities?

 

[targatom2019]

AA back 70/30 from 96/4 and between last week and this week, I sold 20x yearly expenses in equities after it was up 13x yearly expenses in 2020.

wash, rinse and repeat if there is another round of "Blood in the streets"

 

[jimbee]

Up 15.5% for 2020, with a 50/50 equity/bond allocation. Lots of crazy rebalancing early in the year.

 

[KCGeezer]

11.3 works just fine for me from a 60/30/10 AA.

 

[NW-Bound]

Total return of 18.2% for 2020. Current equity AA of 56%, and 31.5% cash. Of the equity portion, most of it is in individual stocks, and only 1/5 of it is in mutual funds.

The above return is not too bad, considering that I don't have any of this year's high-flyers like the FAANG stocks, let alone Tesla, Zoom, etc... And yes, I have plenty of energy (oil, gas) stocks that got creamed this year.

 

[street]

^ nice return!