2022 Investment Performance Thread

[target2019]

Has anyone tried turning the stock market off and then back on again?

Rebooting seems to fix most of the problems with my electronic gadgets.

I turn the phone screen upside down. That works too.

 

[almost there]

Will get 3 1/2% this year. Same as last year. And a hair more next year.
Good enough for me.

 

[ATXFIRE2034]

What a horrible market! This too shall pass....but probably not as quickly as I want it to! My mantra these days seems to be "keep investing, don't sell....keep investing, don't sell....keep investing, don't sell". Knowing I don't need the money for another ~15-30 years only makes it slightly less painful though.

YTD portfolio performance: -20.6%
AA = 93% equities / 0% bonds / 6.9% cash / 0.1% crypto

 

[Rianne]

I am down 13.7 percent from January 2022. Is anyone else now below what their investment portfolio value was in February 2020, right before covid?

When I did my monthly investment portfolio today, and saw that my value today is the lowest it has been since the start of 2022 and lower than what it was in February 2020, I found that a little depressing.

Oh well, I guess I will continue to just stick to the plan. I am about 60 percent stocks and 40 percent bonds. I did sell some stocks and bonds last year and put more cash aside, so I guess that is a good thing.

I compared the 3,5,10-year span. We are up over 5% for 10 years and up 7% for 3 years. In 2012 when we had a free VG advisor and discussed the growth of our portfolio, he basically said 5% growth is expected. We were in an unusual growth wave over the last 10 years. I go to the Dow Jones historical chart and expand it to Max. The wave is still very much up.

I do feel bad for those first-time or young investors who bought at the top.

Edit: If you click on 5 years, the dow is up 39.4%.

 

[VFK57]

YTD stocks are down -14.8%, fixed and RE investments are up and offset the losses to about -3.4%

 

[ER2B]

Down 16% YTD. My portfolio is similar to Vanguard Wellington which is down @ 18. I'm slightly better because of some CD holdings.

 

[copyright1997reloaded]

Has anyone tried turning the stock market off and then back on again?

Rebooting seems to fix most of the problems with my electronic gadgets.

There is a "planned" reboot, it is called "The great reset" (Just be careful what you ask for.)

I compared the 3,5,10-year span. We are up over 5% for 10 years and up 7% for 3 years. In 2012 when we had a free VG advisor and discussed the growth of our portfolio, he basically said 5% growth is expected. We were in an unusual growth wave over the last 10 years. I go to the Dow Jones historical chart and expand it to Max. The wave is still very much up.

I do feel bad for those first-time or young investors who bought at the top.

Edit: If you click on 5 years, the dow is up 39.4%.

Young investors should be CELEBRATING that the market is going down. Each week/month they get to buy things cheaper. (I am not being sarcastic about this.)

 

[NW-Bound]

Young investors should be CELEBRATING that the market is going down. Each week/month they get to buy things cheaper. (I am not being sarcastic about this.)

YES.

After the subprime fiasco, many younger posters on this forum came out victorious and went into ER when the market recovered. These are the ones that did not sell and bought more during the crash.

I was working part-time and only made enough to cover living expenses, and did not have much excess income to buy. All I could do was some Tactical AA moves, and that helped.

 

[Jeffman52]

I'm -17.35% YTD.



But I'm not too stressed.



-7.94% 1 year

+61% 3 year
+82.28% 5 year

 

[yakers]

Down 13.03% with a 55/28/17 AA, or that was my AA at EOY2021.

 

[Mr. Tightwad]

Down 3.3% YTD

 

[Lakedog]

Still up slightly YTD (2.2%) but the last few days have not been kind, even to my energy bias. Have been trimming energy with total equities now below 30%. Plan is to add to VTI (and a few individual names) as the market drops to get back to 50% equities.

 

[Rianne]

There is a "planned" reboot, it is called "The great reset" (Just be careful what you ask for.)



Young investors should be CELEBRATING that the market is going down. Each week/month they get to buy things cheaper. (I am not being sarcastic about this.)

Thanks, you're right. I do recall a short-term panic in 2008-2009 and in Oct. 1987. I hope kids pay attention to historical returns as you suggested and have good advice from the wiser.

 

[almost there]

A lot of younger people got a bad taste of the stock market. Probably from seeing their parents in 2000 & 2008. And many have not had all that much to invest. Due to the cost of living, Lower paying jobs etc. Quite a few of the successful younger folks I know have their own business. And are not relying on stocks, pensions, 401k's. SS Etc. Not at all what many here relied on anyway. Seems times are a changing....

 

[joesxm3]

Down 16% YTD. My portfolio is similar to Vanguard Wellington which is down @ 18. I'm slightly better because of some CD holdings.

I was surprised to see that the much touted Wellington Fund was down so much this year. The Vanguard page says -18.45% or so.

I did the books and my stupidly market timed and risky stock portfolio is down 17.93% YTD.

Granted that my 25% increasing to 34% equity position should lead one to think I should be down less. I suppose my cash and alternative asset classes balance things off.

Just seemed interesting that my half-size stupid high-volatility allocation ended up mirroring the 66% Wellington equity allocation. I suppose their bond allocation also helped to drag down their returns, while I cut out half the bond fund losses when I bailed out last year.

Incidentally, I am also tracking the performance of my portfolio since I retired in August 2016. In raw terms I am down about 5.57%, but if I try to factor in the money I spent during that time, I think I am up about 9.28%. Not being too mathematically that seems to be about 1.5% yearly rate.

Overall pretty pitiful since I missed out of a lot of the equity price run up, yet am now sharing in the equity draw down.

 

[target2019]

Wellesley Income is down -12.52% YTD. On some forums that is the touted one. Or it is mentioned W-W meaning Wellesley and Wellington in some combination.

These funds are managed to provide a steady level of income (wellesley) and/or income and growth (Wellington). Performance is also a goal, but they call it Wellesley Income for a reason. Wellesley has the opposite asset mix, and since it holds about 65% equity (mainly dividend payers) it is subject to more drop than Wellesley Income (35% equity).

 

[copyright1997reloaded]

Brutal week, down 6% on the week. This is because a) I am over-weight in energy/mining related stocks and they got slaughtered this week and b) My largest single stock holding is Apple and while it was great last year and had been doing "better" than the typical tech, they have now reached the 5-star general. The energy holdings had been helping before this (up YTD). That down 6% is on an overall net worth that is 50% equities and almost no long term bond holdings to drag me down further, so yep bad. "Hey honey, we lost almost as much as the value of the house today". (Actually, I don't need to worry about this, i.e. no spouse to answer to - just using it as a hypothetical.)

YTD now down 14.34%. Asset allocation has dropped below 50% equities.

The good news is that the weather has been great and I've been spending a lot of time outdoors working on wood and other fun projects.

 

[NW-Bound]

YTD now down 14.34%. Asset allocation has dropped below 50% equities...

Look at the silver lining. You now have room to drive the stock AA higher. 80-90% when the time is right.

I hope to have the courage to do that. Animorph said he would do it. He's no sissy.

 

[eytonxav]

Down 10.4% with an allocation similar to Wellesley, but more cash, so doing about the same as that fund. Ken Moraif, a Dallas portfolio manager, is projecting a dow moving down to 25K. I suppose I will hold, but the thought of selling to avoid more drop is always in the back of my mind. Everyone else holding pat?

 

[NW-Bound]

Down 10.4% with an allocation similar to Wellesley, but more cash, so doing about the same as that fund. Ken Moraif, a Dallas portfolio manager, is projecting a dow moving down to 25K. I suppose I will hold, but the thought of selling to avoid more drop is always in the back of my mind. Everyone else holding pat?

I am not selling outright, but will continue to write OTM covered calls.

The difference is that if the market is not likely to shoot up like a rocket (does anybody see how, unless Putin gets shot?), I will set the strike price closer to the current price in order to get a higher option premium.

 

[NW-Bound]

Down 10.4% with an allocation similar to Wellesley, but more cash, so doing about the same as that fund. Ken Moraif, a Dallas portfolio manager, is projecting a dow moving down to 25K. I suppose I will hold, but the thought of selling to avoid more drop is always in the back of my mind. Everyone else holding pat?

I am not selling outright, but will continue to write OTM covered calls.

The difference is that if the market is not likely to shoot up like a rocket (does anybody see how, unless Putin gets shot?), I will set the strike price closer to the current price.

It's all about probabilities.

 

[Helen]

Wellesley Income is down -12.52% YTD. On some forums that is the touted one. Or it is mentioned W-W meaning Wellesley and Wellington in some combination.

These funds are managed to provide a steady level of income (wellesley) and/or income and growth (Wellington). Performance is also a goal, but they call it Wellesley Income for a reason. Wellesley has the opposite asset mix, and since it holds about 65% equity (mainly dividend payers) it is subject to more drop than Wellesley Income (35% equity).

That's a big loss for Wellesley, it will be interesting to see the EOY numbers. Wellesley has had 43 up years and 7 down year. It's worst year on record:

Worst 1 Yr Total Return (Feb 3, 2019)-9.84%

https://finance.yahoo.com/quote/VWinX/performance/

 

[NW-Bound]

That's a big loss for Wellesley, it will be interesting to see the EOY numbers. Wellesley has had 43 up years and 7 down year. It's worst year on record:

Worst 1 Yr Total Return (Feb 3, 2019)-9.84%

https://finance.yahoo.com/quote/VWinX/performance/

Wow. I hope that it will recover some of the loss somewhat before the year end.

I don't have a lot of money with Wellesley, but if this conservative MF does badly, it means the market and economy are in bad shape.

 

[aja8888]

Wow. I hope that it will recover some of the loss somewhat before the year end.

I don't have a lot of money with Wellesley, but if this conservative MF does badly, it means the market and economy are in bad shape.

That loss is the effect of bonds and stocks going down at the same time.

 

[Helen]

That loss is the effect of bonds and stocks going down at the same time.

Yes, so much for zigging and zagging. I think I will stick to I-bonds, T-bills and CDs with any new, non-stock money.