WANTED: Great Retirement Location

I grew up in Corvallis. Great place to grow up or retire, tougher during your working
years unless you are a professor. I would probably retire there myself instead of
Washington except for the confiscatory state income tax, as bad as California's.
 
I agree on Corvallis......lived there a few years in the mid-90s and loved it. The downside......high state income tax and high property tax. I have considered moving there in retirement but am now looking at Sequim, WA area.
 
Me, I will move from WA to OR. Oregon's income tax is graduated and has lots of deductions, and there no sales tax. There is a quirk in Multnomah County's property tax that limits the rate of increase of the taxable basis after a home is constructed (or converted in the case of condos) - other counties may be similar. I think the tax bite in either state will depend on your lifestyle and how you structure your investments. The other factor to consider is the overall cost of living. We were shocked at the difference in the cost of stuff in Seattle metro vs Portland metro, even before sales taxes.

Nothing wrong with Sequim as a community. The area does have a Costco and a Costco gas station, but a trip to Seattle could be a budget item. The ferry car wait line to Seattle from Bainbridge ran as far as the eye could see up 305 last night.

Want to go to Portland from Corvallis? Amtrak is an option.
 
I was considering retiring to Sequim until I discovered that it sits on the Cascadia Subduction Zone which is where scientists expect the next "big" earthquake to be.
 
Pac NWs:

Compare and contrast Eugene/Corvallis.

Shabber2 -

Doesn't Cda, ID get pretty darn cold? May want to consider Boise metro area. More brown but not quite as cold and doesn't get as much snow. Very conservative but I imagine that is changing a little bit from the Cali transplants. Good outdoors town.
 
Compare and contrast Eugene/Corvallis.

Both are very nice, clean university towns. Since OSU and UO are about
the same size and Eugene is 2-3X the size of Corvallis, Corvallis is more
university-dominated. Climate is identical, both very bike-friendly with
extensive bike path/lane networks. Corvallis is politically a bit to the right
of Eugene, although still left of center.
 
I was considering retiring to Sequim until I discovered that it sits on the Cascadia Subduction Zone which is where scientists expect the next "big" earthquake to be.

In that case don't move to MO either.

Hey, buy a house boat and rock with the roll!! >:D
 
Pac NWs:

Compare and contrast Eugene/Corvallis.
...quote]

We're about 20 miles N of Cornvalley. Eugene is more like an actual city. Both towns are way too busy for my taste. Da Vinci Days in Corvallis is worth an annual trek/putting up with too many people. State taxes run us about 9%, and that's on top of about 1.3% property taxes. Not much in the way of a far view available, unlike some states with real mountains and desert. The sky is often pretty close with overcast. Real Oregonians don't notice the rain. Brisk business in SAD lights. People are the strangest mix of whole earth pot farming treehugging left leaning anti-smoking nazis and Our government right or wrong slash and burn clearcutting loggers who love nothing more than tearing up the ground in their 4-wheelers, hammering down the tall boys and shooting up the park signs. Or dope smoking logger-leaning earth farming deer hugging pro-Cheney.... Very confusing state. Salt of the earth. About 50% brown brothers from the south in this area. Some do well with that, some don't.
 
We're about 20 miles N of Cornvalley. Eugene is more like an actual city. Both towns are way too busy for my taste. Da Vinci Days in Corvallis is worth an annual trek/putting up with too many people. State taxes run us about 9%, and that's on top of about 1.3% property taxes. Not much in the way of a far view available, unlike some states with real mountains and desert. The sky is often pretty close with overcast. Real Oregonians don't notice the rain. Brisk business in SAD lights. People are the strangest mix of whole earth pot farming treehugging left leaning anti-smoking nazis and Our government right or wrong slash and burn clearcutting loggers who love nothing more than tearing up the ground in their 4-wheelers, hammering down the tall boys and shooting up the park signs. Or dope smoking logger-leaning earth farming deer hugging pro-Cheney.... Very confusing state. Salt of the earth. About 50% brown brothers from the south in this area. Some do well with that, some don't.[/quote]

Sounds like paradise.
 
Of course there are those who think the capital of the State of Jefferson is heaven - Medford.

Actually, for some retirees Medford can be a great choice. There are several popular large retirement facilities for the older crowd. Medford has a VA facility which, not withstanding some maintenance issues, is reputed to give good care (yes, sometimes bats get in their attic but that is not a health care problem, and nothing that good attic screening shouldn't remedy).

My one piece of advise: don't take the shortcut to the coast in the winter.
 
Willamette valley Oregon stuff.

Sounds like paradise.[/quote]

I have not done my job well. 54 years here with time off floating about in SE Asia and learning what all i don't know in Santa Fe - I am seriously stuck in the mud.
 
Here is a story about an Oregon couple who decided to retire, believe it or not, to my home here in central Mississippi. MS is not considered a hot spot for most relocating retirees, but the clip does illustrate how people are interested in getting the most bang for their buck. BTW, Texas doesn't corner the entire market of chiggers. :)

WTOK - News
 
Since water was listed as a priority, did you look at places like Wilmington or New Bern, NC, or the Norfolk/Virginia Beach area?
 
We recently retired and moved to Fort Collins, Colorado. We love it and it fits your criteria very well. Close to Boulder but much less expensive. About an hour north of Denver. CSU is here which adds some very good but inexpensive restaurants.

I agree that you might like Ft. Collins. But if you like Boulder, you can live in a nearby town such as Lafayette, Louisville, or Longmont, in a very nice house for under $350K. You could buy a very nice townhome in Boulder for that amount. Boulder has two of your negatives though: expensive and ultra liberal, although there are, surprisingly, some conservatives who live here.
 
Here is a story about an Oregon couple who decided to retire, believe it or not, to my home here in central Mississippi. MS is not considered a hot spot for most relocating retirees, but the clip does illustrate how people are interested in getting the most bang for their buck. BTW, Texas doesn't corner the entire market of chiggers. :)

WTOK - News

Wow. Get a load of the comments! A little more to the point than most retiree happy-talk.

ha
 
Wow. Get a load of the comments! A little more to the point than most retiree happy-talk.

ha

Yeah, this area is not very popular for the 20-35 age bracket. In fact I never had any intention to move back here after college. But after working a couple of years on the gulf coast, I got a job offer I couldn't pass up. Not the norm here.

Not a bad place for the 40 and over crowd.
 
Ames Iowa - one word comes to mind...

Brrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr.

I'm sure the people are great but I couldn't face the cold.

I think Utah is your best bet - small towns, close to some large cities, spectacular scenery and outdoor activities, not too cold. Parts of New Mexico may also be nice (above 6500 feet so it's not too hot in the summer).
 
I got my Outside magazine today with their annual Where to Live Now: The Best 30 Towns in America article.

They select a range of small and medium towns and large cities and spread them through out the country.

The winners are:

Santa Cruz, CA
San Francisco, CA
Jackson, WY
Denver, CO
Iowa City, Iowa
Madison, WI
Bend, OR
Portland, OR
Santa Fe, NM
Tucson, AR
Duluth, MN
Minneapolis, MN
Asheville, NC
Atlanta, GA
Portland, Maine
Charleston, SC
Burlington, VA
Boston, MA
 
Interesting list, but let's get it smaller:

Santa Cruz, CA - too expensive
San Francisco, CA- love it but too expensive
Jackson, WY- love it but too expensive
Denver, CO- too expensive
Atlanta, GA - been there and really didn't like it at all
Charleston, SC- love it but too expensive
Boston, MA- love it but too expensive
Santa Fe, NM - Too much desert
Tucson, AR - Too much desert

Leaves me:

Burlington, VA
Portland, Maine
Asheville, NC
Iowa City, Iowa - on my list!
Madison, WI
Bend, OR
Portland, OR - Interesting, but no NFL?
Duluth, MN
Minneapolis, MN

Comments on these?
 
Interesting list, but let's get it smaller:

...
Bend, OR
Portland, OR - Interesting, but no NFL?
...Comments on these?

Bend is way hot for real estate right now - spendy++++
Portland - no NFL, no kidding.
 
Interesting list, but let's get it smaller:

Portland, Maine
Iowa City, Iowa - on my list!
Madison, WI
Duluth, MN
Minneapolis, MN

Comments on these?

Portland, ME - Real estate is going through the roof. Boston figured out that it's only two hours by train so a lot of them are moving there.

Duluth, MN - My one complaint is that the shorefront in town is very industrialized. But, it's easy to get on a beach if you go north a little bit. Small city (pop 80k), nice feeling. Not for everyone though! Because: Avg Jan low: -1. Avg Jul high: 76. Record low: -56. Record high: 106.

Madison, WI - Where we might move... considering Iowa City now too, though.

Minneapolis, MN - We're living here now. Stable economy, lots of lakes, very humid in the summer. Urban sprawl is a problem but our traffic on our worst day is better than Chicago on it's best day. Varied neighborhoods, especially if you live 'inside the loop'. Little known fact, when it comes to theatric productions, we are second only to New York City in theater seats per capita. We don't like it because we're not fans of the humidity (some people love it though) and we want a smaller place.
 
Interesting list, but let's get it smaller:


Denver, CO- too expensive

Leaves me:

Burlington, VA
Portland, Maine
Asheville, NC
Iowa City, Iowa - on my list!
Madison, WI
Bend, OR
Portland, OR - Interesting, but no NFL?
Duluth, MN
Minneapolis, MN

Comments on these?

You will find that Portland is more expensive than Denver in some areas. It all depends on where you want to live. That's why I think doing these statistical comparisons is almost worthless unless you have visited the city and know firsthand what the various areas are like. Another important consideration is the culture of the city which is directly related to its geographic location. For example, do you feel comfortable with Southern culture? Do you like Midwestern conservatism or do you feel at home in the West? And, as for Utah, well, do you have a lot of Mormon friends?
 
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OldBabe is spot-on about culture and neighborhoods. In even expensive cities reasonably priced housing in safe neighborhoods can be found within or on the outskirts.

The price of housing in Bend dropping. That is not to say it has reached 'reasonable' levels yet.

Why should Portland build a NFL stadium when Seattle did it for them? There are Amtrak excursion trains to the games if you don't want to drive.
 
We live in Duluth, Minnesota. It is far less industrialized than it once was, though there still is quite a bit of shipping traffic, both iron ore and grain. I always liked the look of industry, the ore docks, the lakers, the grain elevators.

The largest two employers are the University of Minnesota and St. Mary's Duluth Clinic Health System. Duluth is a regional medical center with great health care.

A lot of work has been done in the past 30 years to beautify downtown. The streets are bricked. You can get decent Thai food and there is an award winning Indian restaurant downtown. Shopping stinks so go to Minneapolis to shop. Housing prices have increased over the past few years but housing nevertheless is a lot cheaper than Minneapolis/St. Paul.


A lakewalk was built so you can walk along the lake to downtown. There is a nine mile sand beach on a sand bar that starts from downtown. The other beaches are rocky. People wind surf and sail, primarily on the bay. Bigger pleasure boats go on the lake--there are opportunities to crew on some rich guy's big sail boat. Sailboat races every Wednesday. My avatar is currently a frozen view of the lake from last winter. The lake is always cold, though with an east wind blowing warmer surface water inland you can sometimes swim in the summer. People die every year in the lake from hypothermia. A kayaker just died a few days ago. There are many parks in town with cross country ski trails and hiking. There is downhill skiing just outside of town. Canoing and kayaking are popular and there are many rivers nearby that provide great challenges. The boundary waters canoe area wilderness is nearby and is an amazing area for canoe trips, along with wilderness areas in Ontario. There is nothing like summer in Duluth, with non-stop recreational opportunities. The summer temperature tends to be fairly pleasant, often in the 70s. Though with an off lake wind you can have 50 degree days in July or August. Rarely do you have 90-100 degree days, though they do seem to be more frequent, occurring yearly rather than once every few years.

The city is built on a hill so many have a nice view of Lake Superior.

The area is very liberal. One of our lawyers at work is a Republican. He and his family moved to Arizona for a couple of years. He said the democrats in Arizona were more conservative than the republicans in Duluth. :)

Winters are bitter cold and dark. But if you like skiing or snowshoeing you are set. Spring comes very late, I have seen ice on lake superior as late as June.

My peonies are still in bloom.

If not from the area, most people find the climate too harsh.
 
Nice descriptive portrait Martha. You are a very talented writer.

Ha
 
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