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    2023 Year-End Distributions

    As I have done the last few years, I am starting a thread where you can post any year-end (2023, this time) cap gain and dividend distributions by your brokerage company. Here is last year's thread: https://www.early-retirement.org/forums/f28/2022-year-end-distributions-115709.html Fidelity's...
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    ACA Rate Increases For 2024

    I have started similar threads on this topic the last few years. I recently received a letter from my HI company telling me what they are filing for 2024. They are filing a 17.45% increase this time, pushing my unsubsidized monthly premium (Silver plan) up $140 to $943 (for one person). My...
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    IRS.Gov Login Access Changing

    Are any of you aware that in a few days the IRS is getting rid of its irs.gov login access and allowing only ID.me access? This really rots. I don't have a webcam and I don't have a smart phone, so I can't provide any verification of my identity which will meet the requirement of ID.me. So...
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    EasyPay Isn't Easy (for me)

    Anyone here ever have problems with the EasyPay system some medical service providers have been using the last few years? Prior to a few years ago, I would go to a medical service provider (i.e. lab, radiology office) and get my service. Then, a few weeks later, after the EOB comes out (a...
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    Google Password Manager Failed

    I have been using Google's Password Manager for several months. It is a useful tool because I have many different passwords for the ~40 different websites I access from time to time. But earlier today, it stopped working. In Google's Password Manager, the 40 websites are still there, complete...
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    ACA Unpleasant SLCSP Surprise

    I just received my 1095-A form which shows key data I need to complete Form 8962 for my federal income taxes. For me, the key number is the premium for the SLCSP, or Second Lowest Cost Silver Plan. To help me in my income tax planning, including estimated taxes, I try to predict what the SLCSP...
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    Form W-4R, A New Form for 2023?

    My dad's investment advisor told me yesterday that there is a new form for tax withholding from non-periodic and eligible rollover distributions. It is called W-4R. It's a short form, just your personal info and a percentage of the distribution you want to have withheld for federal taxes...
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    2022 Year-End Distributions

    As I have done the last few years, I am starting a thread where you can post any year-end (2022, this time) cap gain and dividend distributions by your brokerage company. Here is last year's thread: https://www.early-retirement.org/forums/f28/2021-year-end-distributions-111417.html Fidelity's...
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    IRS Announces New Tax Brackets for 2023

    Someone in Bogleheads posted the link and part of the article about the new income tax and other related brackets for 2023. Below is the link and some of the useful stuff. https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2023 Copied from the above link: "The...
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    ACA Rate Increases For 2023

    I have started similar threads on this topic the last few years. I recently received a letter from my HI company telling me what they are filing for 2023. They are filing a 14.85% increase this time, pushing my unsubsidized monthly premium up $112 to $864 (for one person). My state's (NY)...
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    Some Fidelity Index Funds Didn't Make Distributions by June 10th

    Does anyone here have any idea as to why Fidelity didn't make some of their usual June distributions by June 10th? Two of them, FLCOX and FSMDX, which have always made dividend (and sometimes, cap gain) distributions no later than June 10th, simply didn't make any distributions whatsoever. In...
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    2021 Year-End Distributions

    I just saw Fidelity posting its 2021 year-end distribution estimates, at least its first shot at them. https://www.fidelity.com/mutual-funds/information/distributions#/?table=estimated No year-end dividends, just cap gains, unfortunately. As in prior years, others have posted links to their...
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    Local Phone Dialing Change

    I happen to live within an area code where local call dialing within the area code requires only the 7 digits of the phone number. No area code required. But today I got an email from my phone service provider telling me that starting late next month I will have to dial 1+ the 10 digits for...
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    ACA Rate Increases For 2022

    I have started similar threads on this topic the last few years. I recently received a letter from my HI company telling me what they are filing for 2022. They are filing a 11.05% increase this time, pushing my unsubsidized monthly premium up around $79 to just under $800 (for one person). Like...
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    Unexpected Refreshing of Web Page

    I don't know if it is a problem with this web page or my browser, but I often get a message that "a problem with Internet Explorer has forced this web page to refresh" or something similar to occur fairly often. This isn't generally an issue although it can be annoying if I happen to be...
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    2020 Year-End Distributions

    I just saw Fidelity posting its 2020 year-end distribution estimates. https://www.fidelity.com/mutual-funds/information/distributions#/?table=estimated As in prior years, others have posted links to their investment company's year-end estimates. Please post them here.
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    Free Accu-Check Diabetic Test Meters

    Through my health insurer and CVS/Caremark, its partnered pharmacy, I was able to order at no charge a new Glucose test meter. This is helpful because the test strips I had been getting for the last 5 years seemed to have disappeared from Amazon, where I buy them from at much lower prices than...
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    ACA Rate Increases for 2021

    I started a similar thread on this topic last June. I just received a letter from my HI company telling me what they are filing for 2021. They are filing a 15.6% increase this time, pushing my unsubsidized monthly premium up more than $100 to over $800 (for one person). However, unlike last...
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    Telemedicine Copay Issue

    I had a somewhat awkward situation the other day before the second of 2 telemedicine appointments I have had with different specialist doctors in the last few weeks. The first telemedicine appointment went fine. I knew beforehand that my insurance company was waiving copays for all...
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    Duplicate Notifications

    Once in a while, I get 2 notifications for the same post in a thread I have subscribed to. Okay, no big deal, it's a fluke. But this morning, I received 12 notifications for the same post in a thread I subscribed to. It was this post, #56 in the thread about the enjoyment of reading...
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    Proving Estimated Income for ACA Subsidy

    If you have been following my tale in other threads, I went over the ACA subsidy cliff again in 2019. However, to protect myself from that happening again in 2020, I sold all my shares in an actively managed stock fund I had owned since 1996 and bought shares in a comparable index fund...
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    ER.Org Web Page Gets Hijacked

    It took me a while to realize this, but once a week or so and for the last month, and only when I am moving around within ER.Org, I get redirected to some other website. Often, they are for some fake anti-virus or anti-spyware program. One time, however, I also got a warning from my PC itself...
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    IRS Releases Draft Versions of 2019 Tax Forms

    Although this came out over a month ago, it's still very useful to read about how the IRS may be consolidating some of the data shown on those annoying 6 new schedules from 2018 into 3 schedules for 2019, while moving some of the data from those schedules back onto the main 1040 form. IRS...
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    ATM and Bank Fees On The Rise

    I heard this story on my local news today, and found an article about it. The quote from the article which kinda baffled me was this one (emphasis mine): https://www.msn.com/en-us/finance/personalfinance/survey-atm-and-overdraft-fees-are-on-the-rise/ar-AAI9qL1 “I think what may be...
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    MSN Article: "What Would You Sacrifice to Retire Early?"

    I was shown this MSN article about early retirement, by Liz Alterman of MSN Money. https://www.msn.com/en-us/money/retirement/what-would-you-sacrifice-to-retire-early-survey-says-kids-pets-and-shopping/ar-AAFwaDC "With that in mind, it’s no wonder the FIRE (Financial Independence, Retire...
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