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  1. J

    Velcro shoe ties

    I bought a pair of new balance walkers with the Velcro closures. When the shoe lace on my previous pair broke I could just replace it. I am wondering if the usable life of the Velcro shoes will be less because of the Velcro wearing out and not gripping properly?
  2. J

    Tax Filing Sale of House

    My stepdad sold his house last year for $215,000. So even without basis he is under the $250,000 exclusion limit. We passed all the questions and did not receive a 1099-S. Mom died in August. So she had social security of less than $800 for 8 months. Stepdad had SS of less than $1700 for 12...
  3. J

    Tax Stacking Question

    I would try to figure using turbo tax but that computer just died. To make sure I am understanding correctly. If I have interest up to the standard deduction, I pay no tax. If I add LTCG up to the 12% max, that is taxed at 0%. If I add $10,000 more LTCG, I pay 15% tax on the $10,000. But...
  4. J

    Table Cloth Help Needed

    I just set up the dining room table I got from my parents' house. It is a wooden table made by the Hitchcock Chair Company. It has two leaves that can be added. I figure to put the leaves in to avoid the problem of where to store them. There are pieces of some sort of padded hard material...
  5. J

    Mice

    I had been slacking off on baiting the snap traps over the winter. Then the mice got into the two cars parked outside and it set me into action. In my 2 room basement with adjoining garage, all under the first floor, I started putting peanut butter on the traps and managed to catch about 12...
  6. J

    LTCG rate on collectables

    Trying to Google I get statements such as LTCG rate capped at 28% or LTCG rate up to 28%. Normal LTCG rate is 0%, 15%, 20% based on income. Are all collectables taxed at the 28% rate or is it indexed to income? Does it mean that if you reach the 20% rate on normal LTCG it is 28% on...
  7. J

    Auto claim after death of policy holder

    My stepdad died last week and the day after the funeral I discovered mouse damage in the headliner of his car. The auto body guy says that headliner is the last place the mice reach and they must have tunnels all through the car. He suggested filing a comprehensive claim and said they would...
  8. J

    Need Advice for Stepbrother

    I had mentioned him on another thread. He lives entirely on government payments and recently bought a house. He is very unsophisticated and gullible leading to people probably milking him for money. He got a VA loan on a $247K house. The monthly payment (mortgage, tax, insurance) is...
  9. J

    Robots - The Next Species?

    I see the space thread. With Figure.ai getting huge investment and Tesla posting a video of Optimus walking around the lab yesterday I wonder if there should be a robot thread. Maybe we will see robots building habitats on the moon or Mars. Or at least plugging charging cables into Tesla...
  10. J

    HSA Receipts

    When saving receipts to reimburse yourself from HSA years from now is it enough to save the bill from the doctor or hospital or do you need a copy of the check or other proof that you actually paid the bill? What about copays that they make you use a credit card? Thanks.
  11. J

    VA vs Medicare Question

    I know nothing about VA benefits. My stepbrother who has been living off of VA benefits, disability and other such programs for years is now turning 65. I was just talking to him and he said that he is not going to sign up for Medicare because he does not want to pay twice for health care...
  12. J

    ACA question husband working wife retired

    My friend is thinking of retiring but is only 62 or 63. Her husband will be 65 in a couple months so can get medicare. She can get COBRA after she retires. My question is if the husband keeps working and their income is too high for the ACA subsidies, can she work around that by filing...
  13. J

    FIRE Day Model After 7.5 years

    I got the idea to go dig out the spreadsheet I used to model retirement at the time that I stopped working and see what it said for 2023. My assumptions were inflation 5% and investment return 4%. My assumption about the initial spending amount was about $10,000 more than I seem to have spent...
  14. J

    Get more than one power of attorney original

    When I got the power of attorney form signed there was only one original copy. Selling the house I had to send the original to the town and wait a month and risk losing it. They would not let me bring it in by hand and register it. Now getting ready to sell the car DMV is telling me I need to...
  15. J

    EV tax credit forms at sale

    https://www.irs.gov/credits-deductions/clean-vehicle-credit-seller-or-dealer-requirements It seems that the seller has to report your eligible vehicle purchase by 1/15/24 and at time of sale and give you a form. TMC threads say GM and Ford buyers got firms but Tesla buyers did not. I was...
  16. J

    My TULSA prostate cancer adventure

    As promised, here is the after action report on my TULSA PRO procedure. I decided to leave out the most graphic details. If you are seriously considering TULSA and want the full report send me a PM. It is now almost exactly 72 hours since I hit the recovery room. So there will be more to say...
  17. J

    Another stupid post with ROTH questions

    I realize that the answer is "do the math lazy boy", but Turbo Tax is missing parts until 12/21 and I am itching to figure things out now. My situation is that I get $7500 and $500 tax credits from my Tesla and Wall Connector installation. To use up all of that it seems I need an AGI of about...
  18. J

    Revisiting Self-funded LTC

    We just managed to sell steps dads house and cleared $193,000. He has another $50,000 or so and gets $1600 social security. He recently fell and got really messed up by his hospital stay which started with two days in the ER hallway. He has been in a SNF for two weeks and is bare!y able to...
  19. J

    Rehab hospital meds

    Step dad ended up in rehab yesterday. Tonight I stayed late hoping to talk to the doctor who never came. Good thing I did because a nurse came in with the wrong meds. She did not mix up the meds she mixed up the patient. She never asked his name or looked at his braclet.
  20. J

    Heart rate monitor?

    Looking for a simple wearable device to show heart rate while walking that does not need to be connected to my phone?
  21. J

    House buyer getting cold feet

    Last Sunday at 9pm I received an offer contract with the note that the buyer would appreciate a prompt response. I accepted the offer and signed the contract 1pm monday. The contract specifies a $10,000 deposit due on execution and inspection by 10/18 and another $10,000 on 10/20. Today...
  22. J

    Selling house septic inspection

    We are selling step dad's house. We have acceted an offer 10% less than the asking price and about equal to the appraised value. Next comes the inspection. We are selling "as is" but the buyer can cancel or negotiate based on the inspection results. The septic is not new but is not showing...
  23. J

    Salvation Army Business Model

    My local charity seems to collect donations and then give the stuff to needy people or se!l it for a token price so they can save face. I am trying to donate several cases of depends and went to the salvation army store. They seem to be trying to sell donated stuff to generate money for some...
  24. J

    Ensure for diet

    My mother passed away and I am left with six cases of ensure. I am 66 years old and could easily stand to lose twenty pounds. Now that my time is freeing up I hope to get back to a better diet, salads etc. I need to do something with the ensure. I can try to donate to the local food...
  25. J

    Plywood Moisture Question

    I just had the two skylights replaced in my bathroom. One over the shower and one next to it in the standing area. The skylights were a close fit and installed with the Velux mounting kit so there are no issues with moisture coming in or getting into the attic, but there is a three inch gap...
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