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    Equities Return are Stellar - should I withdraw some now or wait end of year?

    So I retired last year and want to try and withdraw some from my 403B this year. Equities have had a stellar performance in the first quarter (Jan-March), should I withdraw some now, and do a quarterly withdrawal, or wait till end of the year for a lump-sum withdrawal? Care to share your...
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    I may have made the mistake of updating my Linkedin status to 'Retired'

    I retired middle of last year, but I wanted to communicate with a friend on Linkedin who works abroad. At any rate, without thinking much about it, I update my profile to 'Retired' and put in the description 'retiring early and never working again'. Now, to my surprise I started getting...
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    For those who buy Costco Eggs - do you buy Cage Free or Organic?

    We've been buying organic eggs from Costco at $8.89 for a while. However, a few days ago, there were no organic eggs, so we bought the $4.99 Cage Free Eggs that is from vegetarian-fed chickens and it says 'No hormones'. Both packs are 24 eggs (2 dozens). The price difference is big ($4.99 vs...
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    Neighbor Un-Retired after spending for Home Upgrades

    I've read some article and also some retirement advice about getting carried away with home improvements, I never thought much of it until I met a neighbor yesterday. I met an old neighbor in our neighborly grocery store, and he remembered me, because we have the same home builder and...
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    Question on Home Insurance & the Home Value - UnderInsured or OverInsured?

    Alright so the past 2-3 years, (1) we've had home inflation increasing the value of homes, and (2) we've had construction cost going up. Now, I'm renewing my insurance, and my insurer says my home is worth $50,000 more, if they have to replace and rebuild everything. And their calculation is...
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    Suzanne Somers, “Three's Company” and “Step by Step” Actress, Dead at 76

    Wow, Just saw the news. Suzanne Somers RIP. Thanks for the laugh with Three's Companies. They said cause was breast cancer.
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    Traveling to Italy, w/ an older iPhone X - any good SIM card for data/txt/voice?

    I have an older IPhone X and I think I need a physical SIM card to insert in my phone for Italy/Europe, since eSIMs work for newer iPhones. Anyone who has used a good pre-paid SIM card for Italy that has good performance for Data/Voice/Text ? I see Vodafone and Orange on Amazon.com. Anyone...
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    Has anyone Claimed Travel Insurance from Chase Credit Card

    I have a chase credit card that covers any car rental accidents and Chase says they will cover it. I'm renting a car for 2 weeks in Italy. Some here says it's better to just get the collision protection from the car agency. This will cost me $165. Or should I rely on my Chase Credit card that...
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    FAA just approved a $300K Flying Car - Who wants to buy one? Available 2025

    So Flying Car is approved by the FAA. Available 2025 Price = $300,000 Driving range = 200 miles Flying range = 110 miles Many technical details on the video. It is gimballed, so it has pivot support and stability like those high-end drones.
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    First Month of Retirement - Still in Savings vs Spending Mode

    Questions: How long did you shift from savings mode to splurging/spending mode after you retired? So, retired and FIRED last June 30, 2023. I have not really spent much money, just ate/cook at home, have not gone out really. Asked wife if she wants to go out and see the Indiana Jones movie...
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    Retired and Just Enrolled in ACA .. $0 Premium. Question.

    So, I just enrolled in ACA Healthcare.gov and choose Aetna insurance. Premium is $0.00. It's asking me to pay. And when I try to put my credit card and complete the 0.00 payment, it says it cannot be less than $0.01. Should I just wait for instructions from the Insurance company...
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    I finally FIRED today - Got my last paycheck

    After all the planning and lurking here, I finally FIRED at 59. :dance: Got my last monthly paycheck today (June 30), which had a big bonus as I did extra work this month. I had to look at my checking account at 1:30 am dawn to see my last pay get deposited. Then, I was able to relax and say...
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    Do you plan to increase Equity/Stock Holdings before Fed pauses rate hikes?

    With the S&P entering a new Bull market and the Fed, most likely, pausing rate hikes this week, are you planning to increase your Equity allocation or stock holdings this week. I'm thinking of adding more to my S&P500 401K index fund tomorrow or Tuesday. What do you think? Any plans on your part.
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    Retiring this year & appreciate any feedback on HMO experience in 2022 and 2023

    Hi all. I'm retiring in 3 months, and deciding between PPO and HMO. It seems like I will pay $0 with HMO, so I might go with that. My doctor is listed in the Aetna CVS HMO insurance I'm looking at. Just wanted to know if any of you had HMO in 2022 or 2023, and you had no problems. DW...
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    RIP: Lance Reddick passes away at 60

    Sad to hear that Lance Reddick passed away today. I really like two of his roles in John Wick and Bosch. He played the cool Hotel Continental Concierge in John Wick films, and it seems he finished filming John Wick 4. News said that he was on tour to promote the John Wick 4 movie which is...
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    RIP:Raquel Welch passed away at 82 :(

    RIP https://news.yahoo.com/entertainment/raquel-welch-one-million-years-200425372.html
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    A Social Security Question on Survivor Benefits

    This year's Social security statement says if I pass away this year (2023), my DW at full retirement age gets $3,156 as a survivor benefit (she is full retirement age). I'm 59 this year. What if I take Social Security at the early age of 62, I'll probably get $2,300. Now, if I pass away at...
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    A Tax Question for Options Trader - Do you pay cap. gains for rolling options?

    Hi. So, I made a big gain on buying Netflix calls for Jan.2024. A few months ago, I bought Call options at a $250 strike price. I need to take some cash so was planning to sell those $250 Calls and roll it to $260 calls (also on the same stock, Netflix). So question, do I pay capital gains...
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    Lisa Marie Presley Dead at 54 - RIP

    Wow so young. https://news.yahoo.com/entertainment/lisa-marie-presley-daughter-elvis-014031841.html
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    Does anyone have a Delta Skymiles or United Explorer Credit Card

    I'm retiring in a few months and ready to travel. Most destinations are Europe. I was thinking of getting a Delta Skymiles credit card, a United Explorer credit card, or a Chase Sapphire Credit Card. It has perks like $600-$750 starter points, Upgrades, Complementary pass, and stuff like...
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    Wow! Kirstie Alley RIP

    71 Years Young. https://www.yahoo.com/entertainment/kirstie-alley-dead-star-cheers-011545744.html
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    Article - 35% of Millionaires won't be able to retire

    I guess everyone is really scared of inflation now. :blush: https://www.investopedia.com/millionaires-say-they-won-t-be-able-to-retire-6835210?utm_campaign=quote-yahoo&utm_source=yahoo&utm_medium=referral
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    Clarence Gilyard - Chuck Norris’s sidekick in Texas Ranger died - RIP at 66 yrs old

    He was also w Bruce Willis in Die Hard. RIP. https://deadline.com/2022/11/clarence-gilyard-jr-dead-walker-texas-ranger-die-hard-matlock-top-gun-1235183554/
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    We created our own flour-less Cauliflower Pizza Crust today

    We created our own Low Carb Zero-Flour Pizza using Cauliflower Crust which we made from fresh Cauliflower and Eggs. 2 Cups of Grated Cauliflower only has 10g carb. Toppings - mushrooms, pepper, Feta cheese, Mozzarella cheese, spinach, Arugula, tomato, olives, and ah Low-sodium Bacon 🥳
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    To those with TIAA Accounts, Annuity Payout Increased in Nov.

    I noticed in my TIAA website that the Payout for TIAA Annuities had a big increase in November. It use to be around 6.5% - 6.7% in October for the age range I was looking at. I'm monitoring it, because I'm retiring in a few months at 59.5 yrs old and plan to convert part of my 401K to annuity...
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