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    Trying to determine Fed Tax exemption (%) for funds w/V funds

    Since this is for our next home it seems like it would be a little risky to do stock investing. I would think you'd want more reasonable low risk but modest returns. Unless I'm missing something.
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    Trying to determine Fed Tax exemption (%) for funds w/V funds

    Well Son of a Biscuit! Thank you both for your quick response. It appears I've wasted quite a few brain cells researching, looking into this, spreadsheeting, and trying to write an understandable post! Egads. Well it always could be worse and I'm lucky overall! I do see information on the...
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    Trying to determine Fed Tax exemption (%) for funds w/V funds

    TLDR Looking for Vanguard funds that allow us to avoid federal taxes (exempt). These look like best candidates. VWALX Vanguard High-Yield Tax-Exempt Fund Admiral Shares VMSXX Vanguard Municipal Money Market Fund Found some Vanguard text (prod sum) and PDF documents but not clear if they tell...
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    Robotic vacuums

    We've had an iRobot Roomba 980 since Sept 2016 and like it very much. Initially, we ran it a couple of times per week (scheduled within app) and then as your floors get cleaner from consistent regular cleaning, we've been able to do it once per week. You can tell the job by how full the bin is...
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    Robotic vacuums

    Ours is named 'SuckIt' in the app. ;D
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    Robotic vacuums

    I clean the filter by running them under the kitchen sink faucet and lightly brush the peaks/valleys with an old toothbrush. I do the 'clean' side first to 'push' out the fine dust into the other side. Then flip and clean the dirty (inlet) side. This only take a minute. I have a couple of...
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    Tough dinner conversation with adult live-in daughter

    I have an adult [kid] living at home who is saving aggressively for a townhouse. I live in Chicagoland as well. IL is in the top 5 states for new cases all the time. She is endangering both your lives and maybe if the virus doesn't kill you or your wife it will just permanently damage some of...
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    Your recent repair? 2013 - 2020

    Replaced a pilot assembly on our pretty old patio heater that we have not used for a couple of years because it was finicky and not lighting. Should get more patio Fall time now. Was happy that the $27 didn't go to waste and it worked on the 1st try. Perhaps the thermocouple was bad or the flame...
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    Finding Purpose in Retirement

    I follow Wes Moss and have read his book. Below is a brief article on what I've mentioned to friends. There is also a related youtube video here (skip 1st minute): Title: Why It’s Critical To Find Your Core Pursuits Before Retirement...
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    What did you do today? - 2020 version

    Lot of info out there on putting a MERV 11 or higher filter on a box fan. https://www.google.com/search?q=box+fan+filter One example: https://www.wired.com/story/could-a-janky-jury-rigged-air-purifier-help-fight-covid-19/
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    The Electric Vehicle Thread

    Food for thought. V2G has been around for a long time and I've followed it but it has not caught on in the minds of EV owners that I can tell based on articles and discussions I've read. You have some technical points that I get but not the "masses". I don't think most owners will believe the...
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    The Electric Vehicle Thread

    Technically good. However, by in large consumers don't like it when they are informed how it uses up battery cycles and the life of their car battery (life = adding to the degradation and capacity (lowers max miles)).
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    Home Covid Testing

    This is from Cigna when we log in. Home test results in 1-3 days after receiving. Link from there to here: https://www.pixel.labcorp.com/at-home-test-kits/covid-19-test
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    The Electric Vehicle Thread

    Even at x1.5 speed (youtube gear icon) it is easy to follow. Batteries are changing fairly quickly without radical chemical changes. Cheaper and more capacity. This is about Tesla cars and Tesla powerwalls and powerpacks. A couple of key company acquisitions lead to big improvements show in...
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    The Electric Vehicle Thread

    All you have to do is go to Tesla.com and design a 3 to see the correct price. AutoPilot is *included*. Standard Range Plus is $9K cheaper. ... ... 250mi Range / 140mph Top Speed / 5.3s 0-60 mph
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    The Electric Vehicle Thread

    Somewhat true in the USA but in the EU Tesla is doing CCS. https://en.wikipedia.org/wiki/Combined_Charging_System
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    Too early to start BP medication?

    I was almost the exact same as you. I was prescribed a very low dosage (25 mg) of the following diuretics/"water pill". Has worked great. https://www.webmd.com/drugs/2/drug-5310/hydrochlorothiazide-oral/details Hydrochlorothiazide COMMON BRAND(S): Microzide Uses -- This medication is used...
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    What brand multi-vitamin do you take?

    I take Swanson generic where I get quite a few of mine. I gave blood the other day and they test your iron levels before hand (red blood cell production related) and double checked my vitamin when I got home ... *realizing* it didn't contain iron! 8 weeks to recover red blood cells after...
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    The Electric Vehicle Thread

    I use https://abetterrouteplanner.com/ for my initial planning then use the built-in Tesla nav planner when I actually start the roadtrip. It originally was for Teslas but done many electric cars now. Below Tesla supercharger network map via: https://supercharge.info/map Blue dots are...
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    The Electric Vehicle Thread

    True about the 30%. If you are roadtripping then the cost to supercharge pales !!! in comparison to lodging and eating. Any diff in running a high mileage GAS car vs large electric car (using more kW) is pretty small or non-existent in my and my kids experience.
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    The Electric Vehicle Thread

    Competition is fantastic and is the best thing for the customers. There is more tho: "... expected wave hits the market, including the Ford Mustang Mach-E, the Nissan Ariya, Volvo XC40 Recharge, and two new versions of the Chevy Bolt." RWD: The ID.4 is currently the 2WD/RWD version AFAIK with...
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    New Shingrx Shingles Vaccine

    Note that the Shingrix Vaccination is a non-live version of it and that is the only type some people can have (ie. if they have Lupus or related disease). The Zostavax® (zoster) vaccine is a live.
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    ACA FPL confusion

    Another trick is to go to this dot GOV site and look in the dropdown box. https://www.healthcare.gov/lower-costs/
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    Pickleball anyone?

    Good feedback so for but here are your options: https://blog.pickleballcentral.com/2014/10/29/how-to-convert-tennis-courts-to-pickleball-courts/
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    Vangard Wellesley Fund

    Maybe come combination:
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