2020 Investment Performance Thread

[11522914]

If I understand, you’re an avid day trader whose AA is 8% stocks right now and you’re up 4.49% ytd. I guess that’s entertainment for you but not as lucrative as if you’d simply bought and held for 2020 the 100% US Total bond index, which is up 5.59% for the year.

With the benefit of hindsight you make a valid point.

My daytrading goal is simple. Make enough to cover my full living expenses for the year. On track ytd. Have enough in the market to provide some inflation protection. I now plan to eventually increase my equities to 20%.

One side benefit is most of my profits are in my Roth. No taxes!!!!

To each their own. [emoji16]

 

[11522914]

I really don’t care what people do but, for myself, I prefer to get my thrills in different ways than betting my retirement dollars. Your mileage clearly varies, so Lady Luck to you.

I would argue that any investment is a "bet". Unless you believe it is risk free.

Your horizon might be years/decades. Currently, my horizon is one day at a time.

When the time comes that I no longer enjoy daytrading, I'll change my strategy.

 

[tmm99]

I haven't checked mine yet, but I know my numbers are much better than last month.

Does this seem surreal to any of you at all though? With the pandemic causing the shutdown of the economy and our unemployment rate being so high, I thought that the market would tank more... Don't get me wrong, I am happy that it's not as bad as I anticipated, but it seems kind of unreal to me...

Maybe because people consider this to be a very short, temporary setback?

Whatever it is, I am so far very happy with the state of the market...

 

[kcowan]

End of May down 1.5% ytd (35/65). Anticipating a further slide when the effects of opening up take hold. (lower GDP and higher infection rate.)

 

[street]

^ might be but it is anyone's guess. I'm an optimist so I think BOOM instead of gloom.

 

[robnplunder]

Down -2.2%. My winner is FSRPX which is up over 7%. The bond fund is up 4.3%. Everything else is in the red.

 

[target2019]

April 2020

-06.28% Total Portfolio Value YTD Change (50/45/5 target)

-04.59% American Funds American Balanced (50/50) Class R-6 RLBGX

+05.03% Vanguard Total Bond Market Index Fund Admiral VBTLX
-10.38% Vanguard Total Stock Market Index Fund Admiral VTSAX

-02.12% Vanguard Wellesley Income Fund Admiral VWIAX
-06.89% Vanguard Wellington Fund Admiral VWENX

May 2020

-03.38% Total Portfolio Value YTD Change (50/45/5 target)

Benchmark Performance
-01.99% American Funds American Balanced (50/50) Class R-6 RLBGX

+05.03% Vanguard Total Bond Market Index Fund Admiral VBTLX
-05.56% Vanguard Total Stock Market Index Fund Admiral VTSAX

 

[statsman]

+3.81% for all non-cash investments

 

[tenant13]

+5.02% YTD up. It's mostly because I'm disproportionally heavy on Apple and it performed better than the overall market (my ETFs are down). I never intended it to basically take over my portfolio but I bought it years ago at around $60 and it just grew and grew and split 7 ways and grew more... I never saw the reason to sell it (or rebalance). So against all common sense I did better that if I had followed rules of prudent investing. Dumb luck, I know. Or just a really well run business I choose to believe the latter.

Since corona hit, I started playing with options. For fun and to learn more about them. And I bet some of that Apple stock. Anything above 230 a share is more than I needed to retire (and I did). 300+ is gambling money - I've already made enough profit. I've been able to make around 1k a week just by selling covered calls and puts which is interesting because that income relies on market movements rather than its performance. So in theory I could do just as well when Dow drops to March levels again. However it's all within tIRA so I can't touch this money. But there are no immediate tax consequences (options are taxed at short term capital levels).

Oh, at some point one of my bets got exercised and I was forced to sell a portion of my Apple holdings at 302.50. Totally fine. Now I'm 20% in cash. If we ever go back down it'll come handy.

 

[kgtest]

Jan +1.12%
Feb -6.18% due to COVID-19 fear
Mar -18.25% COVID-19 triggers 3 circuit breakers and 2TT+ in stimulus. This time IS different.
Apr -6.10% Back to Feb levels. Wasn't as fortunate as Lord Ackman and his 2.6BB short. The world has changed.
May +.82% my city burns around me by way of rioters, but hey the folio turned pos again

Quote to add I had to "rebalance" which to me was simply DCA into smallCAPS, as my comfortable 50% LargeCap was pushed to 55.1% which is outside my 5% rebalance band. I got stunned when I forgot I setup an algo in the spreadsheet if this trigger happened to display REBALANCE IN BOLD RED on my spreadsheet. Glad I set that algo or I woulda became complacent. A note to myself it looks like another "change" in asset allocation will be needed in four months if the normal pace continues. Anyones guess with this current economic environment.

 

[Markola]

End of May down 1.5% ytd (35/65). Anticipating a further slide when the effects of opening up take hold. (lower GDP and higher infection rate.)

Si comprende. Down -1.47% for the year to date. I am mentally caught in a box that makes me think we’re going to get terrible Q2 earnings while the reopenings, beach gatherings and protests are going spike Covid 19 again, likely within two weeks. Obviously, what do I know?!

 

[Clone]

Up 2.7%, currently out of the market. The big question- when to get back in?

 

[street]

^ for me trying to get back in would give me sleepless nights more then being in and markets dropping out. That is just me thou but trying to time it would be a rough thing to do for me.

Good luck and at least you are to the good for now.

 

[Splash]

Down 2.4% ytd 5/31.

 

[jollystomper]

Down 2.7% YTD through 5/31.

As a side note, on the other hand, with various travel and recreational planned through this time cancelled, our YTD through 5/31 expenses are down 27%.

 

[calmloki]

Morningstar says total return is down 1.9% YTD for us. I've been focused on how far we are from our 2/19/20 high. We bought a bunch of VTI from 2/25 to 3/16, so the market's rise has us getting closer to our all time high + the VTI cost. Don't really think the value of the market is going up - think we are in the beginning of a big inflation spike.

 

[RobLJ]

It seems surreal, but illustrates the huge gulf between "the market" and the real economy.
As of end of May, I'm shocked to see I'm only down a bit over 3%, largely due to continued underperformance of international and small cap funds. I'm up 5.5% over a year, however, way more than my yearly withdrawal.
Fidelity Select Health and Biotech have way overperformed (over 30%) over 1 year along with Fidelity Sel Gold (which is only a miniscule part of the portfolio, so I either should sell it or buy more).

I played some games with my two biggest core funds, selling about 20% of holdings in early Feb then buying half back in March close to the bottom, so Contrafund is up 17% and the S&P index is up 16% over 12 months (down .2% since Jan; I think the pure index is up 12% year over year); otherwise the international and small cap underperformance would have left more of a dent.

I think 2nd quarter GDP is estimated to be down 35-40% and I think the real recovery will take at least 2-3 years, so yeah it seems surreal.

Does this seem surreal to any of you at all though? W

 

[targatom2019]

negative 800K before mid March with AA of 60/40 then over-rebalanced to 94/6, now up about 920K from March low and hit all time high. Crazy market but I love it !

 

[Spanky]

still in the red.

 

[braumeister]

+1.4% at the end of May in a 40/60 portfolio.

 

[Tiger8693]

60/40 still
now +2% YTD, +11.98% 1-Yr period

Attended a Mfg Ext Partnership for member manufacturing organizations. All report the increasing demand, but extreme difficulty in hiring to meet it. This will be what keeps the lid on IMO.

 

[Toocold]

Attended a Mfg Ext Partnership for member manufacturing organizations. All report the increasing demand, but extreme difficulty in hiring to meet it. This will be what keeps the lid on IMO.

When we go out for groceries, I can't tell that there is a recession going on, given the traffic. I also tried to hire some landscapers to do some work and they are fully booked until the end of the season...

Phase 3 next week in our state...

 

[boilerman]

60/40 AA
I’ve just hit even for YTD

Although I’d sworn off individual stocks, I couldn’t resist picking up some Royal Caribbean stock (RCL) at $26.50 in March. Closed yesterday at $69.44. With those gains, I’m up just a bit YTD

 

[Badger]

Total return YTD according to Morningstar is up from where we started.


Cheers!

 

[jimbee]

Just rebalanced again, out of equities into fixed per my IPS, restoring to 50/50. My rebalance limits may be too low, I've had to rebalance three times in a bit over three months, the first two times into equities. Now sitting at 3.3% gain for 2020, using Vanguard and Fidelity index funds for most of it. Don't know where this train is going.