48 and seemingly on pace, but…

[bloom2708]

Pay off all of your debt is a low hanging fruit to reduce risks. Farm business can be unpredictable. You don't need debt to complicate your life. I don't think you will do it since in your message it sounded you are perfectly fine with them chipping away your income every year. But it is funny 100% of people who fired bankruptcy are the ones owe money to the banks.

This was my thought too.

Pay off the car loans. Why bother?

The mortgage is close to a place where it is also "why bother".

Plus, cleaning up these things and not re-doing will set you up for a good retirement.