almost there
Thinks s/he gets paid by the post
- Joined
- Sep 24, 2008
- Messages
- 1,018
That is a concern. LOL LOL
Edited to add: One caveat; I should probably mention that the reason I found the Early Retirement Forum was Vanguard. I followed the Morningstar Vanguard Diehards forum years ago, before the Bogleheads split off from it. On Diehards somebody mentioned an Early Retirement Forum had just been started, and I began reading over here. Then Bogleheads once it was started, instead of Vanguard Diehards. Then eventually I registered here. So, Vanguard is really why I am here at all.
I'm quite the opposite. The ER Forum is why I'm at Vanguard. Couldn't be happier to be done with all that active trading I was doing before ER and the move the Vanguard lazy portfolio.
This is the reason why I keep some investments (less than 20%) outside the FIDO - Vanguard orbit. It costs me a bit more on fees but I just feel better having a few investments outside those two behemoths.Disaster recovery. What happens if companies X systems go batty?
Bug, hacked by who ever, physical datacenter is gone or facilities evacuated, earthquake, flood, fire, hazmat hazard, overworked systems guy who is making meth at night?
You know a disaster.
There's an advantage to some duplicity in systems.
This is the reason why I keep some investments (less than 20%) outside the FIDO - Vanguard orbit. It costs me a bit more on fees but I just feel better having a few investments outside those two behemoths.
This is the reason why I keep some investments (less than 20%) outside the FIDO - Vanguard orbit. It costs me a bit more on fees but I just feel better having a few investments outside those two behemoths.
We have about 40% of assets at Vanguard.
Another 52% is in employee plans, so subject to moving in the future via rollover.
8.0% is at Schwab in a taxable account.
At this time Schwab is first choice when it is time to rollover. Customer services and features are preferred by us.