caninelover
Full time employment: Posting here.
Hi,
Been debating myself on this for awhile. When determining your asset allocation, how do you consider any cash set aside in an emergency fund? Do you include that in the "cash" portion of your asset allocation, do you not consider it all in AA or consider some portion of it?
I change my mind a lot but I've been flipping between not counting it at all in AA and counting a portion of it (e.g. anything beyond 6 month's expenses).
Thoughts?
Been debating myself on this for awhile. When determining your asset allocation, how do you consider any cash set aside in an emergency fund? Do you include that in the "cash" portion of your asset allocation, do you not consider it all in AA or consider some portion of it?
I change my mind a lot but I've been flipping between not counting it at all in AA and counting a portion of it (e.g. anything beyond 6 month's expenses).
Thoughts?