Instead of hyjacking the topic on Christmas lights, I thought I would start one on gift giving. I reallly, really dislike Christmas shopping and I hardly want to leave the house this time of year. However, somewhat inconsistently, I usually end up spending way more than I would like on Christmas presents.
Having no children, I have tended to dote on nieces and nephews. I would like to simplify shopping and not spend as much. I haven't even started Christmas shopping. Any hints? To bring this appropriately to an early retirement board, I have told the relatives that I am part time now, am looking at retirement, and thus I will be living on a stricter budget and not able to be as generous as I have been in the past.
Having no children, I have tended to dote on nieces and nephews. I would like to simplify shopping and not spend as much. I haven't even started Christmas shopping. Any hints? To bring this appropriately to an early retirement board, I have told the relatives that I am part time now, am looking at retirement, and thus I will be living on a stricter budget and not able to be as generous as I have been in the past.