Sojourner
Thinks s/he gets paid by the post
- Joined
- Jan 8, 2012
- Messages
- 2,617
I recently applied for a First Tech "chip and PIN" credit card to use during an upcoming trip to Europe, based on positive reviews from many E-R.org members. I received an email stating that my application was approved, pending receipt of the "last 2 years of complete personal and business tax returns with all schedules." This struck me as highly unusual and something I'd be reluctant to do. My credit score is around 820, which I'd think would be high enough to warrant approval without an in-depth analysis of my recent tax returns to verify my income down to the penny. I always pay my credit card bills on time (most are set to auto pay) and my typical monthly CC spend is between $1,500 and $2,000.
I've never once been asked to provide tax returns for any credit card application--at least not that I can remember, and certainly not in the last 15 years--so I'm hesitant to email these documents to First Tech just to get a chip-and-PIN credit card.
Anyone else experience this kind of thing when applying for a credit card recently? If so, did you send in any requested tax return documents so your income could be verified?
I've never once been asked to provide tax returns for any credit card application--at least not that I can remember, and certainly not in the last 15 years--so I'm hesitant to email these documents to First Tech just to get a chip-and-PIN credit card.
Anyone else experience this kind of thing when applying for a credit card recently? If so, did you send in any requested tax return documents so your income could be verified?