TromboneAl
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Jun 30, 2006
- Messages
- 12,880
I'm doing my annual rebalancing.
Two years ago, I started with an allocation of 60% stocks in my portfolio, and every year, I decrease that by 1%. So I started the year at 58%, it grew to 58.4%, and today I plan to rebalance to 57%.
I'm wondering if I'm getting a little to conservative -- perhaps I should drop only .5% per year.
Just thought I'd get your thoughts before pushing the button.
Background: Age 54, retired, and using a 4% SWR.
Two years ago, I started with an allocation of 60% stocks in my portfolio, and every year, I decrease that by 1%. So I started the year at 58%, it grew to 58.4%, and today I plan to rebalance to 57%.
I'm wondering if I'm getting a little to conservative -- perhaps I should drop only .5% per year.
Just thought I'd get your thoughts before pushing the button.
Background: Age 54, retired, and using a 4% SWR.