REWahoo
Give me a museum and I'll fill it. (Picasso) Give
I advertised my boat for sale on Craigslist and have an out of town buyer who is showing up tomorrow with a cashier’s check. With all the scams I hear about I am wondering how I can verify that the cashier’s check is good.
After spending almost three decades in the check printing industry, I’m confident I can spot most basic attempts to counterfeit documents since I’m very familiar with check security features (watermarks, micro print, metallic threads, copy-resistant inks, etc.). However, I probably cannot spot ‘check washing’, fake documents printed on stolen check stock, or reproductions using the latest copying machine technology.
I plan on using an independently verified phone number to call the issuing bank to ask them to verify they issued a cashier’s check in that amount. The financial institution is a small community bank which should make it easy to find someone to confirm they issued the check, but the trick is my buyer’s spouse supposedly works at the bank as an assistant cashier. I did confirm on the bank’s website that a female with the buyer's last name is employed there as an assistant cashier.
Knowing this, how would you suggest I go about verifying the check when I call the bank? I have a list of bank employees from their website and plan on asking for the cashier by name, but how do I insure I don’t end up talking to the buyer’s wife who is in on the scam? (Yes, I realize I sound paranoid….)
BTW, I did some checking online to verify that someone with both the buyer's name and the bank employee's name live at the address the buyer gave me.
Any other suggestions (other than dealing in cash or waiting until the check clears to give possession of the boat) on how to be sure the check is good?
Thanks.
After spending almost three decades in the check printing industry, I’m confident I can spot most basic attempts to counterfeit documents since I’m very familiar with check security features (watermarks, micro print, metallic threads, copy-resistant inks, etc.). However, I probably cannot spot ‘check washing’, fake documents printed on stolen check stock, or reproductions using the latest copying machine technology.
I plan on using an independently verified phone number to call the issuing bank to ask them to verify they issued a cashier’s check in that amount. The financial institution is a small community bank which should make it easy to find someone to confirm they issued the check, but the trick is my buyer’s spouse supposedly works at the bank as an assistant cashier. I did confirm on the bank’s website that a female with the buyer's last name is employed there as an assistant cashier.
Knowing this, how would you suggest I go about verifying the check when I call the bank? I have a list of bank employees from their website and plan on asking for the cashier by name, but how do I insure I don’t end up talking to the buyer’s wife who is in on the scam? (Yes, I realize I sound paranoid….)
BTW, I did some checking online to verify that someone with both the buyer's name and the bank employee's name live at the address the buyer gave me.
Any other suggestions (other than dealing in cash or waiting until the check clears to give possession of the boat) on how to be sure the check is good?
Thanks.