HaHa said:BTW, I am all in favor of jewelry, trips, nice clothes, $100 hair doos, Ferragamo. whatever you like and can afford.
HaHa said:We clearly need to get to that (4 x expenses) level if we are to retire.
HaHa said:BTW, I am all in favor of jewelry...
shiny said:I am not into jewelry, I barely wear what I have.
shiny said:I repeatI am not into jewelry, I barely wear what I have.
Scrooge said:Wait, wait! We need minimal living expenses times four in order to be able to retire? I can see 1.2-1.5, just to be on the safe side, but 4?
HaHa said:I mess this up all the time. I personally use minimal expenses x40. So if you could get by on $25,000 pa, you need $1 million. Others may use a higher level of living expenses x a smaller number, eg 25 for the commonly accepted 4% SWR.
You mean jewelry shops have 100-150% markup??
ladelfina said:um, pretty much all retail has markups of at least 100%.
Cute Fuzzy Bunny said:I think that survey just means that one in four men havent learned to sign their wives names to a survey yet...
Laurence said:DW already told me to save the jewelry money for the kitchen remodel, she hates the kitchen and loves to cook, so I'm 100% behind this expenditure!
brewer12345 said:FWIW, I priced as close as I could get to the ring I am buying on Blue Nile and the equivalent was coming out at over $10k. Gives you an idea of the mark-ups, and that is without retail store overhead.
When my mother died, my father gave my spouse first pick from Mom's jewel box. I think that jewel boxes are personal items which tend to lay around in plain sight for years without their owners discussing their contents. I remember seeing Mom's jewel box on her dresser ever since I've had memories, but I was 36 when Mom died and Dad's offer to spouse was the first time I'd ever seen the inside of Mom's jewel box.SonnyJim said:I have often heard what a great "investment" joolery was, but I don't see how unless you have the family connection.
astromeria said:hmm, I've never had the ring replated and I've been wearing it for 0ver 20 years.